Nasemva kweminyaka yokuba iRiphabhlikhi ibetha uLawulo luka-Obama ngemigaqo-nkqubo yayo yezoqoqosho, izibalo ezisemthethweni zibonisa ukuba amaxesha amnandi asondele.
Ukanti, i<em>Fortune Magazine iyabuza, “Ukuba imeko yezoqoqosho yaseUnited States ikwimeko entle kangaka, kutheni siziva sibuhlungu kangaka nje?” I-CNN iqhubele phambili, inika ingxelo, "Xa kufikwa kuqoqosho lwase-US, iglasi isuka kwisiqingatha igcwele ukuya kwisiqingatha esingenanto."
Ekuqaleni konyaka, izazi ngezoqoqosho zazinethemba. Bathe mhlawumbi uqoqosho lungakhula nge-3% kulo nyaka endaweni yesantya esisi-2% ebesibambelele kuso kule minyaka mithathu idlulileyo.
Kangangokuba loo ngcinga inethemba! Isiqingatha sonyaka, uqikelelo luyancipha.
Amanani amva nje okudala imisebenzi angaphantsi kunangoNovemba. Umvuzo wabasebenzi awukanyuki; iqaqobana kunye nolutsha olungaphangeliyo lusephezulu. I-14.2% kubantu abatsha.
Ngaba kunokwenzeka ukuba ngaphandle kwe-hype, asizange siphinde sibuyele kwimeko yezemali? Oku akuqhelekanga. Njengoko umbhali-mbali wezoqoqosho uJohn Kenneth Galbraith wabhalayo kwincwadi yakhe ethetha ngengozi enkulu yowe-1929, “inkalo eyodwa yengozi enkulu yowe-1929 yayikukuba eyona nto imbi yaqhubeka isiba mbi. Into eyayibonakala ngathi isiphelo ngenye imini yangqina ukuba kusuku olulandelayo yayisisiqalo nje.”
Kwintetho enye engazange ifumane ingqwalasela enkulu, uSihlalo we-Federal Reserve uBen Bernanke wathi ingxaki yezemali ye-2007-2008 yayibi ngaphezu koxinzelelo olukhulu lwe-1930s.
Ingcali yezoqoqosho uDean Baker wabiza “ukubuyisela” i-turkey.
“UDisemba (uphawula) isikhumbuzo sesixhenxe sokuqala kokudodobala koqoqosho okubangelwe kukudilika kweqamza lezindlu. Ngokwesiqhelo uqoqosho luya kubuyiswa ngokupheleleyo kwimpembelelo yokudodobala koqoqosho kwiminyaka esixhenxe emva kokuqala kwayo. Ngelishwa, oku akusondeli ukuba kube njalo ngoku. Kuseza kuthatha eminye imisebenzi ezizigidi ezisi-7 ukuya kwezisi-8 ukubuyisela ipesenti yabemi abaqeshiweyo kwinqanaba labo langaphambi kokudodobala koqoqosho.”
Kwi-2011, iKomishoni kazwelonke malunga nezizathu zeengxaki zemali kunye nezoqoqosho e-United States yakhupha iNgxelo yoPhando lweNgxaki yeMali. Phakathi kweziphumo zayo yayikukuba le ngxubakaxaka ibinokuphetshwa, kwaye ibingesosiphumo silula sokusilela kwezoqoqosho. Ndibhale isandulela esineenkcukacha kwingxelo kushicilelo olupapashwe kwiCosimo Press (2011). Kwangoko ndibhale iincwadi ezintathu, kwaye ndenza iifilimu ezimbini-kwiTyala esilithembayo kunye ne-Plunder-malunga nemvelaphi yale ngxaki, kunye nendima yobuqhetseba obukhulu obudlalwe ekuyibangeleni.
Impendulo yowiso-mthetho kule ngxaki yaba kukuwiswa kwesenzo sohlaziyo esisesichengeni esibizwa ngokuba yiDodd-Frank, ethiywe ngabaxhasi bayo kwiSenethi kunye neNdlu, uChris Dodd kunye noBarney Frank. Ukugqithiswa komthetho we-omnibus kutyhutyhe i-partisaw buzzsaw kunye neshishini leeNkonzo zeZimali lisebenza ixesha elongezelelweyo ukungcungcuthekisa imithetho nemimiselo emitsha.
Kwaxelwa ukuba ishishini, libhalwe likhulu, lixhasa inkxaso-mali ye-35 lobbyists kwilungu ngalinye leCongress ukuba baqale bazame ukubulala i-bill, kwaye xa bengaphumeleli, bayenze buthathaka. Bekukho iingxoxo ezishushu malunga nemiba yokhuseleko lwabathengi ngelixa ezinye iintloko ezolileyo eWall Street zaqaphela ukuba imithetho emitsha inokuzinzisa ukuthatha kwabo inzuzo.
Ngoku ukuba iiRiphabhlikhi zithatha iCongress, zenza inkqubo entsha kwibhili. Okubalulekileyo kukuba, abanye kushishino bakhetha inkqubo-sikhokelo yolawulo (kunye nazo zonke iikroba) kwaye abanamdla wokulahla umthetho. AmaRiphabhlikhi amangaliswa xa, nanjengesininzi, basilela ukuyikhupha.
I-Reuters inike ingxelo: "Abemi baseRiphabhlikhi kwiNdlu yaBameli baseMelika basilele ngolwesiThathu ukuhlanganisa iivoti ezaneleyo kwibhili ebuyisela umva uhlaziyo lwezemali olwahlukeneyo, ukoyiswa okumangalisayo kwindawo enethemba lokubeka phambili kulo nyaka.
…Abaxhasi baswele iivoti ezintandathu koko bekufuneka ukuze kuthunyelwe umthetho kwiNdlu yeeNgwevu zase-US. Esi sindululo sasiphakathi kweevoti zokuqala zabenzi bomthetho abazithatha emva kokubuyela eWashington kule veki. "
Ubhala owayesakuba ligosa le-IMF uSimon Johnson: “Intetho ye-House Republican iya kuba 'zilungiso zobugcisa' kunye 'nokudala imisebenzi.' Kodwa inyani yeyokuba bazimisele ukuyisusa yonke imiqobo enentsingiselo ebekwe kwi-Citigroup, JP Morgan Chase, kunye nezinye ii-megabanks - kunye nokuhlehla u-Dodd-Frank kangangoko kunokwenzeka, ide ibe yinto engenantsingiselo okanye ekugqibeleni bayakwazi ukuyirhoxisa. ngokupheleleyo.”
IiRepugs ayizozo zodwa iintshaba zebhili. Iqabane likaSimon Johnson, uJames Kwak, ubhale ngokweenkcukacha kwiwebhusayithi, i-Baseline Scenario, malunga nento ebizwa ngokuba "yi-regulatory capture" inkqubo apho abalawuli benza ukubhida kweshishini abafanele ukuyilawula.
Ukhankanya uphando ngo IPublica kunye neeNPR Ubomi beMerika Illustrat(ing) the culture of deference, risk aversion, and general sucking-upitude phakathi kwabavavanyi bebhanki baseNew York Fed okubangele ngempumelelo ekuthinjweni kwabalawuli ziibhanki ebekumele ukuba zilawule. Njengoko uDavid Beim wabhalayo kwingxelo eyimfihlo malunga neNew York Fed, eyona ngxaki “yayikulindelwa yinkcubeko ebantwini noko inkcubeko ikhuthaza abantu ukuba bayenze.”
Ukubhala kwiNew York Times, umbhali wemihlathi yezemali uGretchen Morgenson unika ingxelo, uhlaselo lwamva nje “luya kuthi shwaka kwiindawo eziphambili zeDodd Frank. Kodwa impembelelo enkulu yeli phulo yindlela ezi nzame zisebenza ngayo ukunciphisa inkululeko yeFed ekuphumezeni umgaqo-mali.
Kukwabalulekile ukukhumbula into eyabhalwa nguMat Taibbi kwiminyaka ethile edlulileyo: “Iidemokhrasi zincedile ukwenza buthathaka umthetho oyilwayo wohlaziyo. ….UDodd-Frank uyancwina elukhukweni lokufa. Umthetho osayilwayo wohlaziyo uye wafana nentlanzi ebanjwe yiNdoda YaseHemingway – yakubanjiswa nje ngookrebe abayihlubulayo ingabikho kwakude kudala ngaphambi kokuba ifike elunxwemeni. …. Ngoncedo lwe-Quislingian olufihlakeleyo lweeDemocrats, zombini kwiCongress kunye ne-White House, loo mithetho isayilwayo inokudlula kwiNdlu kunye neSenethi ngengxoxo encinci okanye ingabikho, ngeevoti ezilula zomgangatho - ngenkqubo ehlala igcinelwe izinto ezifana nokuthiywa ngokutsha kwesithuba. iiofisi okanye isisombululo esingabopheleli ukubhiyozela usuku lokuzalwa luka-Amelia Earhart.
“Ikamva likaDodd-Frank kule minyaka mibini idlulileyo sisifundo ekungakwazini kukarhulumente ukusungula nolona tshintsho lulula nolona lucacileyo, ngakumbi ukuba olo hlengiso luyenzeka lungqubene nemidla enamandla yemali. Ukusukela oko kwasayinwa ukuba ibe ngumthetho, abaququzeleli kunye namagqwetha baye balwa nabalawuli kuwo wonke umgca kwinkqubo yomthetho. Amalungu eCongress kunye noongameli bangakwazi ukufumana umthetho ogqithisiweyo kanye ngexesha-kodwa abanakuphinda baqinisekise kuhlala wadlula.”
Kwaye kutheni kunjalo? Uyawuphumelela umdlalo wangoku wolawulo lwezemali ngokufaka ezona zindululo, ukuya kwezona ndibano zininzi, unike eyona mali ininzi kwabezopolitiko kwaye, ngaphezu kwako konke, ngokuyigcina, imihla ngemihla, unyaka emva konyaka-mali, de ubusela busemthethweni. kwakhona.
UMichael Greenberger, owayesakuba ngumlawuli owayebandakanyeke kanobom ekuyilweni kweDodd-Frank uthi: “Kufana nomgaqo-nkqubo womhlaba otshisiweyo. Ifuna ukulwa rhoqo. Kwaye ayinakuze iphele. ”
Iinjubaqa zaseWall Street azikwazi ukulinda ukuba “iintsuku zakudala” ezingalawulekiyo zibuye, nokuba oko kunokukhokelela kwenye ingozi.
UDissector weendaba uDanny Schechter ubhala malunga nokungalingani kwezemali. Incwadi yakhe yamva nje ngalo mba ithi Ulwaphulo-mthetho Lwexesha Lethu oko kukhokelela kwifilimu yakhe Phanga. Izimvo ku [imeyile ikhuselwe],
I-ZNetwork ixhaswa ngemali kuphela ngesisa sabafundi bayo.
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