Mabanki samayenda mofulumira—pamakhala ngongole zanyumba za zaka makumi atatu, ndi ziphaso za zaka khumi zosungitsa ndalama, ndipo timalankhulabe za “maola akubanki.” Koma zinthu zikavuta, monga momwe adachitira sabata yatha ku Silicon Valley, kumasuka kowopsa kumatha kubwera m'kuphethira kwa diso.
Chotsatira chimodzi cha kupulumutsidwa kwa banki yaku California kudzakhala kulimbitsa mabanki anayi akuluakulu omwe ali ndi ndalama - Chase, Citi, Wells-Fargo, ndi Bank of America. Anali kutseka mkati pa 2008 peresenti ya ndalama zaku America zomwe zasungidwa kale, ndipo izi ngati zimphona zitha kubweretsa ndalama zambiri mtsogolo chifukwa aliyense amvetsetsa kuti ndizokulirapo kwambiri kuti alephera: kuyambira XNUMX, zakhala zowonekeratu kuti akuthandizidwa ndi boma la federal ndi makina ake osindikizira. Kuposa ndi kale lonse, iwo adzakhala maziko a dziko lazachuma—mtundu wa boma landalama.
Zomwe zikutanthauza, m'dziko labwino, kuti agwiritse ntchito mwayiwu m'malo mwa anthu omwe amawapereka. Mwachiwonekere iwo adzasamalira zokonda zawo—ndizo zimene olemera ndi amphamvu amachita. Koma pakakhala ngozi yadzidzidzi tiyenera kuyembekezera chinachake chofanana ndi udindo kuchokera kwa iwo. Poyang'anizana ndi zovuta zachitukuko zomwe ndi kusintha kwa nyengo, akuyenera kuchita modzichepetsa motsatira chikhalidwe. M'malo mwake, apitilizabe kudzikonda kwawo kwakanthawi kochepa, kubwereketsa ndalama kumakampani opangira mafuta kuti apitilize kukulitsa ngakhale wasayansi aliyense wanyengo padziko lapansi wanenetsa kuti kufutukuka kuyenera kuyimitsidwa.
Kupereka chitsanzo chanthawi yake, Conoco Phillips, yemwe ali analandira $ 10 biliyoni kuchokera ku mabanki anayiwa kuyambira pomwe mgwirizano wanyengo wa Paris udasainidwa, adalandira chilolezo cha federal lero kuti apange malo atsopano amafuta m'chipululu cha Alaska. Uku kunali kulakwitsa koyipa kochitidwa ndi oyang'anira a Biden, omwe akuyembekeza kukwera pang'ono kwa ndale pomwe akufuna zisankho. Koma zinalinso zolakwika ndi mabanki, ngakhale kuti amapeza phindu lochepa pa ngongole zotere.
Ndi chifukwa chakuti mtengo wa nthawi yayitali kwambiri ndi waukulu. Kwa a Biden, watsika kwambiri ngati katswiri wanyengo, chifukwa polojekiti ya Willow idzatsanulira mpweya mumlengalenga kwazaka zambiri zikubwerazi. Nayi Ellen Montgomery wa Environment America:
Willow Project itulutsa migolo 500 miliyoni yamafuta amafuta ndikutulutsa mpweya wapachaka wofanana ndi mafakitale 76 atsopano opangira magetsi oyaka moto mchaka chimodzi..
Ndipo mabanki? Eya, amawononganso chilengedwe cha pulaneti, zimene zina zonse zimadalira. Kuphatikizapo chuma—umene uli kachigawo kakang'ono ka dziko lapansi, osati mosiyana.
Ichi ndichifukwa chake magulu amagulu, kuyambira ku Sierra Club ndi Greenpeace mpaka Sunrise Movement ndi Third Act, akuchita ziwonetsero kunja kwa nthambi za mabanki anayi akuluakuluwa sabata yamawa. March 21. Takhala tikuzikonzekera kwa miyezi ingapo, koma tsopano ndizofunikira kwambiri kuposa kale. Inde, tikhala tikudula ma kirediti kadi, ndikulimbikitsa anthu kuti apeze mabanki opanda mafuta, koma tikudziwa kuti sitingathe kugwedeza maziko azachuma a zimphona izi: m'malo mwake, tiyenera kudutsa kudzichepetsa kwa zofuna zathu (osati kutha kwa banki ndi Big Oil koma chabe kutha kwa ndalama zopangira mafuta kukula) ndi kusintha kwakukulu komwe ali komweko. Akupereka ndalama zoyesera zowopsa kwambiri m'mbiri ya zamoyo zathu. Ndalama m'mabanki amenewo zimafanana ndi carbon mumlengalenga. (Kuti muwone kuchuluka kwa kaboni, mutha kuyendetsa moyo wanu wakubanki kudzera mu izi nifty new calculator kuchokera ku Bank FWD).
Kusintha kwanyengo sikuyenda mwachangu monga, tinene, kuthamanga kwa banki. Koma kusintha kwa nyengo pakalipano kukuchitika mu nthawi yeniyeni, yowonekera kwathunthu (kwenikweni, mvula yosatha ya nyengo yozizira iyi ya California inali kusefukira ku Bay Area ngakhale SVB inali kuthamangira kubweza kwa mtundu wina). Mabanki Akuluakulu a 4 alephera mwamakhalidwe, ndipo tiyenera kuwayimbira, ndikuchotsa chilolezo chawo chochezera.
Gulu lathu lawapatsa mphamvu zomwe sizinachitikepo, kuphatikiza tsamba lotseguka. Iwo atipatsa ife kuthamanga pa dziko lapansi.
ZNetwork imalandira ndalama kudzera mu kuwolowa manja kwa owerenga ake.
Ndalama