Source: Counterpunch

For decades consumer groups have been sounding clarion calls for action against the “silent violence” causing massive casualties that arise from the unbridled power of corporate greed, criminal negligence or indifference. They cite statistical and case studies that the media and lawmakers mostly ignored or relegated to low levels of enforcement.

Corporate bosses just have their corporate lawyers and public relations hacks brush away such warnings and pleas. One day stories they knew would not have legs if they just kept quiet or mumbled some general words of regret, promising some vague improvements to their products and services.

But year after year, the deadly toll goes up, not down, and the horrors continue. For example, at least 5000 people A WEEK die in hospitals in the U.S. due to “preventable problems,” concluded a peer-reviewed study by Johns Hopkins University School of Medicine physicians in 2016. This is just one of numerous such studies of hospital-induced infections, overuse of antibiotics, medical malpractice or what is called “medical error,” prescribing bundles of drugs that backfire, “accidents,” deskilling and understaffing.

There has been no mass mobilization by either government officials or industry executives to address this staggering toll of at least 250,000 fatalities a year!

Behind these figures are real people with families, friends and coworkers shocked, incensed or despondent over avoidable losses of life and preventable harms. Some of them undoubtedly knew the specific causes and demanded correction and compensation, to no avail.

Avoidable casualties also arise from the sweeping denial of insurance coverage for ill or injured patients by greedy unregulated or underregulated health insurance companies maximizing profits and bonuses for CEOs. Many insurance companies are now using AI to help wear down consumers.

About two thousand Americans a week lose their lives because they cannot afford health insurance to cover prompt diagnosis and treatment costs. System-driven patterns of denial of benefits by health insurers also cause deaths and injuries. The companies have algorithms that automatically delay or deny needed procedures without even seeing a patient’s medical records or speaking with the patient’s physician.

Insurance policies are full of fine print deductibles, co-pays, waivers and exclusions that drive consumers and their doctors up the wall. Insurance premiums are paid by patients or employers ahead of time with advertised assurances.

In the past two months, consumers have been overwhelmed by a blizzard of television ads by giant insurers e.g., Aetna, Cigna, and Humana for their Medicare (dis)Advantage plans aimed at elderly beneficiaries. The ads are loaded with “freebies” that paint the companies as charities instead of cunning commercial marketers. In reality, denial of benefits is higher for these plans than for traditional Medicare. Moreover, these plans push patients into narrow networks of physicians and hospitals and subject them to dreadful over-use of “prior authorization.” The latter means some remote company doctor or medical professional decides whether a physician with a patient can be reimbursed for a specific treatment. This results in overwhelming paperwork for the doctors, immense profits for the companies and degraded treatment for patients.

An October 31, 2023 NBC investigation titled “‘Deny, deny, deny’: By rejecting claims, Medicare Advantage plans threaten rural hospitals and patients,” by star reporter Gretchen Morgenson exposed another deadly impact of Medicare (dis)Advantage programs on rural hospitals in America.

These companies are so entrenched that they have become largely immune to exposés. They have gamed the system to straitjacket both patients and healthcare workers. The healthcare industry gets away with about $360 billion in computerized billing fraud and abuses every year. (https://scholar.harvard.edu/msparrow/license-to-steal). Prosecutions are minimal, and lawmakers are mostly indifferent as they count their campaign cash donations. Did you see any of the major party politicians in this year’s election campaigns even mention the devastating impact of the medical industry’s greed on innocent people or the taxpayers?

Just under the surface is a seething whirlpool of resentment, anger, frustration and bitterness about corporate abuses. Such reactions are often most pronounced in poor areas or workplaces, where people are subjected to choking pollution or exposure to carcinogenic toxins leading to cancer, heart disease and other organ ailments.

The corporate perpetrators, however, are remote from the impacts of their operations and policies. Their hugely overpaid bosses rule from elaborate suites and enjoy unimaginable luxuries. Very few people know the names, even of the CEOs of Fortune 500 companies like ExxonMobil, Aetna, Humana, Duke Energy, Bank of America, and so on. The lethality, the theft, the domination, and the escape from the rule of law are rendered impersonally by the corporatists who are now investing huge sums to go even more abstract and remote with tyrannical generative AI algorithms.

This week, a man, still on the run, made his anger very personal. Around 7:00 AM he singled out, in front of a busy midtown Manhattan hotel, the chief executive of the giant UnitedHealthcare, Brian Thompson, and shot him. The assassin fled on an electric bike. Police collected the bullet casings from his pistol. On these casings were the words, “deny,” “delay” and “depose.”

As news of this fatal shooting spread over social media, a torrent of angry or morbid comments flooded the Internet. The New York Times reported a few, to wit:

“I’m an ER nurse and the things I’ve seen dying patients get denied for by insurance makes me physically sick. I just can’t feel sympathy for him because of all of those patients and their families.”

“Thoughts and deductibles to the family,” read one observer underneath a video of a CNN picture. “Unfortunately, my condolences are out of network.”

Tragically, Mr. Thompson, according to a company employee, was one of the few executives who spoke of changing the culture of the company.

But corporate culture, marinated to the core with endless cravings for ever-growing easy profits, is very hard to change – especially when it is so easy to extract more and more premium dollars from powerless consumers who lack adequate regulatory protections.

And so, the social media explosion included this typical comment on TikTok: “I pay $1,300 a month for health insurance with an $8,000 deductible. ($23,000 yearly) When I finally reached that deductible, they denied my claims. He was making a million dollars a month.”

The New York Times described a “wrenching outpouring from patients and family members who posted horror stories of insurance claim reimbursement stagnation and denials.” The ugly reality will continue to exponentially pour out with volcanic fury as the media receives more public reactions.

One wonders about the reaction if this were to have happened four months before the November election. Could the uproar have transformed the slimy rhythms of the Harris campaign, orchestrated by the Democrats’ corporate-conflicted political consultants who manage the candidate messages and who definitely don’t listen to the warnings and popular proposals by Senator Bernie Sanders?


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Nader is opposed to big insurance companies, "corporate welfare," and the "dangerous convergence of corporate and government power." While consumer advocate/environmentalist Ralph Nader has virtually no chance of winning the White House, he has been taken quite seriously on the campaign trail.

Indeed, he poses the greatest threat to Sen. John Kerry. Democrats fear that Nader will be a spoiler, as he was in the 2000 election, when he took more than 97,000 votes in Florida. Bush won Florida by just 537 votes. The win gave Bush the election. Nader, an independent candidate, who also ran in 1992 and 1996, is on the ballot in 33 states, including Florida, Ohio, Wisconsin, and New Mexico—tough battleground states. Kerry stands a chance of losing those vital states if Nader siphons away the votes of Democrats. President Bush and Kerry have been in a statistical dead heat in nationwide polls, and votes for Nader could well tip the balance in favor of Bush.

Many Kerry supporters contend that a vote for Nader is in reality a vote for Bush and have made concerted efforts to persuade Nader to throw his support behind the Democratic candidate. Nader, however, has held fast to his convictions that the two candidates are nearly indistinguishable and are pawns of big business.

Designing Cars for Everything but Safety

Nader was born in Winsted, Connecticut, on Feb. 27, 1934 to Lebanese immigrants Nathra and Rose Nader. Nathra ran a bakery and restaurant. As a child, Ralph played with David Halberstam, who\'s now a highly regarded journalist.

Nader with Democratic nominee Jimmy Carter outside of Jimmy Carter\'s home on August 7, 1976, discussing Consumer Protection. (Source/AP)
Nader graduated magna cum laude from Princeton in 1955 and from Harvard Law School in 1958. As a student at Harvard, Nader first researched the design of automobiles. In an article titled "The Safe Car You Can\'t Buy," which appeared in the Nation in 1959, he concluded, "It is clear Detroit today is designing automobiles for style, cost, performance, and calculated obsolescence, but not—despite the 5,000,000 reported accidents, nearly 40,000 fatalities, 110,000 permanent disabilities, and 1,500,000 injuries yearly—for safety."

Early Years as a Consumer Advocate

After a stint working as a lawyer in Hartford, Connecticut, Nader headed for Washington, where he began his career as a consumer advocate. He worked for Daniel Patrick Moynihan in the Department of Labor and volunteered as an adviser to a Senate subcommittee that was studying automobile safety.

In 1965, he published Unsafe at Any Speed, a best-selling indictment of the auto industry and its poor safety standards. He specifically targeted General Motors\' Corvair. Largely because of his influence, Congress passed the 1966 National Traffic and Motor Vehicle Safety Act. Nader was also influential in the passage of 1967\'s Wholesome Meat Act, which called for federal inspections of beef and poultry and imposed standards on slaughterhouses, as well as the Clean Air Act and the Freedom of Information Act.

"Nader\'s Raiders" and Modern Consumer Movement

Nader\'s crusade caught on, and swarms of activists, called "Nader\'s Raiders," joined his modern consumer movement. They pressed for protections for workers, taxpayers, and the environment and fought to stem the power of large corporations.

In 1969 Nader established the Center for the Study of Responsive Law, which exposed corporate irresponsibility and the federal government\'s failure to enforce regulation of business. He founded Public Citizen and U.S. Public Interest Research Group in 1971, an umbrella for many other such groups.

A prolific writer, Nader\'s books include Corporate Power in America (1973), Who\'s Poisoning America (1981), and Winning the Insurance Game (1990).

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