McDonalds has partnered with Visa to  launch a website to help its low-wage workers making an average $8.25 an hour to budget. But while the site is clearly meant to illustrate that McDonalds workers should be able to live on their meager wages, it actually underscores exactly how hard it is for a low-paid fast food worker to get by.

The site includes a sample “ budget journal” for McDonalds’ employees that offers a laughably inaccurate view of what it’s like to budget on a minimum wage job. Not only does the budget leave a spot open for “second job,” it also gives wholly unreasonable estimates for employees’ costs: $20 a month for health care, $0 for heating, and $600 a month for rent. It does not include any budgeted money for food or clothing.

 

 
 

Basically every facet of this budget is unachievable. For an uninsured person to independently buy health care, he or she must shell out on average  $215 a month — just for an individual plan. While some full-time McDonald’s workers do qualify for the company’s  $14 a week health plan, that offer caps coverage at $10,000 a year and is often insufficient. If that person wants to eat, “moderate” spending will run them $32 a week for themselves, and $867 a month to feed a family of four. And if a fast food worker is living in a city? Well, New York City rents just reached an average of  $3,000 a month.

The sample budget is also available  in Spanish. On another section of the site, it concludes, “You can have almost anything you want as long as you plan ahead and save for it.”

Neither McDonalds nor Visa returned requests for comment by the time of publication.

Last year, Bloomberg News found that it would take the average McDonalds employee one million hours of work to earn as much money as the company’s CEO. This immense wage disparity in the fast food industry has sparked a series of  protests and walk-outsby low-wage workers working at fast food chains around the country — in  New York,Chicago, Washington, and  Seattle, to name a few cities, workers from chains including KFC, McDonalds, Burger King, and Taco Bell have spoken publicly about the need for serious wage increases across the industry.

(HT: Low Pay Is Not Okay)

UPDATE

A McDonalds spokesperson provided this statement to ThinkProgress:

“In an effort to provide free, comprehensive money management tools, McDonald’s first used the Wealth Watchers International budgeting journal when this financial literacy program launched in 2008.

As part of this program, several resources were developed including a sample budgeting guide, an instructional video and a web resource center that had additional tools and information.

The samples that are on this site are generic examples and are intended to help provide a general outline of what an individual budget may look like.”

 

UPDATE

By Tuesday, it appears that McDonalds has quietly gone in and  changed its sample budget slightly. It now includes $50 spending on heat — money taken from the monthly spending.

 

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