Kuyambira lero achinyamata ku Venezuela atha kupeza makhadi a ngongole ndi kirediti pamitengo yopanda phindu, monga gawo la mapulani ophatikiza achinyamata ambiri m'zachuma.
Makhadi, omwe amapezeka kudzera mโprogramu yotchedwa Somos, ndi a anthu azaka zapakati pa 15 ndi 35. Khadi la debit sililipiritsa ndalama za kubanki, pamene chiwongola dzanja cha 14% pa makhadi angongole chili pansi kwambiri chiwongola dzanja cha 30% ndi chapano. kukwera kwapachaka kwa 45.5%. Khadi la ngongole lili ndi malire oyambira 6,000BsF (US $952), koma amatha kuwonjezedwa ndi nthawi.
Ophunzira onse a maphunziro apamwamba omwe amalandira maphunziro a boma nawonso ali oyenera kulandira khadi ndipo achinyamata omwe ali ndi ntchito zothandiza anthu adzakhala patsogolo. Khadi la kingongole litha kugwiritsidwanso ntchito kupeza ndalama zakunja pamlingo wovomerezeka pakatha miyezi 6 yogwiritsidwa ntchito, komabe makhadi onsewa sangagwiritsidwe ntchito m'ma pub, m'mabala, m'malo ogulitsira, kapena m'makasino.
Pulogalamuyi ikuphatikizanso maphunziro azachuma ndipo Bank of Venezuela yomwe ili ndi boma ichititsa maphunziro m'mayunivesite okhudza zachuma.
Achinyamata atha kulembetsa nawo pulogalamuyi kudzera mu unduna wa achinyamata webusaiti komanso m'mabwalo akuluakulu kuzungulira dzikolo
Nduna ya Achinyamata a Hector Rodriguez adati pulojekitiyi ikufuna kulimbikitsa "achinyamata opindulitsa, ndi ... kupitirira chuma cha mafuta kuti apeze chuma chopindulitsa" komanso "kugwirizanitsa mabanki" kwa achinyamata.
Pomwe wachiwiri kwa nduna ya achinyamata, a Mervin Maldonado adati makhadi a Somos ndi gawo la "ndondomeko yophatikizira". Ananenanso kuti anthu opitilira 5,000 adalembetsa kale pulogalamuyi kudzera pa webusayiti ya unduna, komanso kuti anthu omwe ali ndi khadi azitha kuchotsera, "makamaka kudzera m'masukulu omwe amagwirizana ndi unduna wa zokopa alendo". Okhala ndi makhadi amathanso kuchotsera mpaka 30% kuchokera kumakampani aboma komanso pang'onopang'ono, ndi makampani apadera omwe amasaina mapangano ndi unduna wa achinyamata.
Unduna wa achinyamata udakhazikitsidwa chakumapeto kwa chaka cha 2011 ndipo ukuyendetsedwa ndi achinyamata.
ZNetwork imalandira ndalama kudzera mu kuwolowa manja kwa owerenga ake.
Ndalama