Umthombo: The Intercept
I-Jewel Burgess, 40, waqala ukufaka isicelo sosizo oluphuthumayo oluqashisayo eWashington, D.C., ngonyaka odlule, ngemuva kokuxoshwa emsebenzini wakhe wokuletha ukudla eHhovisi Ledolobha Lokuguga. Akazange ezwe ukuthi ugunyaziwe yini noma wenqatshelwe ukuthola usizo lwerenti, njengoba bekwenze abanye babangane bakhe, esho, futhi akakwazanga ukumkhokhela irenti engu-$1,002, izikweletu zezinsiza, nezinye izidingo eziyisisekelo kulawa makhulu ambalwa. amadola awathola ezinzuzweni zokungasebenzi.
“Okwamanje, ngisamile; Ngizizwa sengathi ngiphakathi kwedwala nendawo eqinile,” kusho uBurgess. “Angazi ukuthi, uma ngiqhubekela phambili, bazokwenzani ngokungisiza, uma sebevele bangisizile, noma bathole imali egameni lami - angazi lutho. Ngizihlalele nje nginethemba futhi ngithandaza kuNkulunkulu ukuba ngingasitholi isaziso sokuxoshwa emnyango wami noma kufike othile ongqongqozayo emnyango wami engitshela ukuthi kufanele ngiphume endlini yami ngoba ngiyaxoshwa.”
Njengoba ubhubhane lwe-coronavirus luqhubekela phambili onyakeni walo wesibili, izigidi zabantu abanjengoBurgess badonsa kanzima ukukhokha irenti nezikweletu zabo, abaningi bebeka ithemba emalini yokusiza yenhlangano ethunyelwa kohulumeni basekhaya kanye nezinkokhelo zosizo lwesikhashana. Lezi zinhlelo zokusiza eziphuthumayo eziqashisayo, ezakhiwe futhi zanwetshwa ngoxhaso lwe-CARES Act emuva ngoMashi, benzelwe ukuhlinzeka ngosizo lwezimali obeludingeka kakhulu ezindlini nakubaqashi abalahlekelwe yimali engenayo kungazelelwe.
Umzuliswano wokuqala wosizo lokuqasha wasebenzisa imali evela ku- $150 billion woMnyango Wezezimali owaziwa ngeCoronavirus Relief Fund, onikeze ohulumeni basekhaya kanye nohulumeni imali eyayingase isetshenziselwe uhla lwezinhlelo eziphuthumayo. Enye imali eyizigidi eziyizinkulungwane ezingu-25 zamaRandi yagunyazwa ngoDisemba, nakuba uMnyango Wezezimali wawufake nemihlahlandlela eyenza kube nzima kakhulu kubaqashi ukufinyelela imali. Eminye yaleyo mihlahlandlela isibuyekeziwe, kanti uMengameli uJoe Biden usephinde wacela abenzi bomthetho ukuthi baphase enye imali eyizigidi eziyizinkulungwane ezingama-30 zamarandi osizo oluqashiwe kanye nezinsizakusebenza njengengxenye yephakethe lokuvuselela ama- $ 1.9 trillion. okuxoxwa ngakho njengamanje.
Kodwa izinhlelo eziningi zokusiza eziqashisayo ziye zasetshenziswa kancane ngokudabukisayo, ngokwengxenye ngenxa yezithiyo zeziphathimandla kanye namaqiniso okuphatha izimali. Ukuqaliswa kwezinhlelo zokusiza kusezifundeni namadolobhakazi ngamanye, futhi ohulumeni abaningi basekhaya babe nenkinga yokufinyelela labo abadinga usizo. Ezinye izindawo kuye kwadingeka ukuthi zihlukanise izigidi ezihloselwe ukukhokhela irenti yabantu. E-Arizona, usizo lokuqasha lwandile, kodwa umbuso uthole kuphela izicelo ezingaba ngu-330, Fox 10 Phoenix. kubika.
UBurgess uthe udumele ngokwehluleka kukahulumeni ukusabalalisa usizo kubantu abaningi abalutholile imisebenzi elahlekile ngesikhathi sobhadane. “Bafika ezindabeni bathi, ‘Sinezinhlelo ezikhona, sinemali noxhaso olukhona,’ bese uzama ukuphuma ufinyelele kulaba bantu ukuze uthole uxhaso nosizo, bese usubambile. ukuze ufaneleke, kufanele uhlangabezane nezidingo, kufanele ube nemibhalo,” kusho yena. “Zonke izinhlobo zezinto abakucelayo ngaphambi kokuthi uthole nosizo. Konke kuyinqubo, futhi ngesikhathi kuqhubeka lokho, yini engiyenzayo ukuze ngiqiniseke ukuthi nginazo izidingo engizidingayo?”
Ezinye izinhlelo zokusiza, emadolobheni afana ne-Chicago, zikhokhele izibonelelo ngokuqondile kubaqashi abangafakazela ukuthi balahlekelwe umsebenzi noma amahora abo emsebenzini futhi bazithola bengakwazi ukukhokha irenti ngenxa yalokho - futhi baphumelela ekwenzeni kanjalo. Kepha ezinye izindawo eziningi zazabalaza ukusebenzisa izigidi ebezibekelwe usizo lokuqasha ngaphambi komnqamulajuqu wokuqala wangoDisemba 30 futhi zaphoqeleka ukuthi ziwulahle kwezinye izinhlelo.
Njengoba umnqamulajuqu wawusondela e-Atlanta, iMeya uKeisha Lance Bottoms ehlongozwayo ukunciphisa u-$22 million owabelwa uhlelo lokuqashwa kobhubhane lwedolobha ngesigamu. EPennsylvania, cishe U-$108 wezigidi zamaRandi ezigidi ezingu-175 obenzelwe ukuqasha kanye nokusiza ngezindlu ezibolekiwe awuzange uwenze kubantu ababewuncenga futhi waphinde wasatshalaliswa eMnyangweni WezamaJele wezwe ukuze kukhokhelwe izindleko zokukhokhelwa okuhlobene ne-coronavirus esikhundleni.
Kusukela ngoDisemba 2020, cishe oyedwa kwabahlanu ezweni lonke ubesalele ngerenti, ngokusho kweCensus Bureau yakamuva. izibalo. Abaphathi beBiden bamemezele ngoFebhuwari ukuthi bazokwengeza isikhathi sokuvalwa kokuvalwa kwezindlu kanye nokubekezelela izikweletu. I-Federal eviction moratorium, enwetshwe ekupheleni kukaMashi, kanti isiphithiphithi sokuvikela izwe nesendawo besivikela amashumi ezigidi ekulahlekelweni yimizi yawo.
Kepha abameli bezindlu bakhathazekile ngalabo abawela emifantwini, bethi ukumiswa kwamanje kanye nezinhlelo zokusiza ezihlakazekile aziqinile ngokwanele ukuvikela abaqashi ekususweni.
"Akukaze kube nezixazululo ezibanzi ezibekwe ukuvikela abaqashi futhi bahlale bezinzile ngesikhathi sodlame," kusho uDiane Yentel, umongameli kanye ne-CEO yeNational Low Income Housing Coalition. "Kube nokuhlangana kwezinsiza nokuvikela ezingeni likahulumeni, isifunda, nelendawo okugcine iningi labaqashi lihlala ngokuzinzile kodwa kube nenani elishaqisayo lokukhishwa kwabantu ezindlini ngaphandle kokuvikela."
Nakuba ukuvinjelwa kokukhishwa kwabantu ezindlini kuye kwasiza ukugcina abaqashi abaningi ezindlini zabo ngonyaka odlule, uYentel waphawula ukuthi ukuvinjelwa kokuxoshwa ngokwabo “akukaze kube yisixazululo sokugcina.” Le miyalo ihlehlisa kuphela ukukhishwa, njengoba inani lerenti engakhokhiwe likhula. A January umbiko I-Moody's Analytics ilinganisela ukuthi abantu baseMelika bakweleta cishe amaRandi ayizigidi eziyizinkulungwane ezingama-57.
Esinye sezithiyo ezinkulu ekusabalaliseni imali kuze kube manje kube ukwenqaba kwabanikazi bezindlu ukubamba iqhaza.
Ezinye zezinhlelo zokusiza eziphuthumayo eziqashisayo ezazabalaza ukusabalalisa usizo zazingenabo abasebenzi noma amandla okukwazi ukubuyekeza zonke izicelo ebezingena, kanti ezinye izinhlelo zehliswa isivinini ngenxa yezigaba ezengeziwe zokuphatha. Izidingo zemibhalo ewumthwalo kanye nezinqubo eziyinkimbinkimbi zokufaka izicelo - ezihlukahluka indawo ngendawo - ziyizithiyo zosizo, ngaphandle kweminye yemizi ebiludinga kakhulu.
Kodwa esinye sezithiyo ezinkulu ekusabalaliseni imali kuze kube manje kube ukwenqaba kwabanikazi bezindlu ukuba bahlanganyele. Ukuze bathole imali, abanikazi bezindlu kwakudingeka bavumelane nemibandela ethile nokuvikelwa kwabaqashi ukuze babambe iqhaza ohlelweni, okuhlanganisa nesithembiso sokungayikhushuli irenti isikhathi esithile kanye nokubangabaxoshi. Abanye abanikazi bezindawo benqaba ngokuphelele, benqaba izinkokhelo ukuze bakhokhele irenti yabaqashi babo, kuyilapho abanye behluleka nhlobo ukuphendula.
Abanikazi bezindawo nabanikazi bezindlu, uBurgess wengeze, bathi badinga ukuqoqa irenti ukuze baqhubeke nokubeka uphahla phezu kwamakhanda abo, kodwa "yini eyenza kuhluke kubantu abahlala ezindaweni abaziqashile?"
UPaul Williams, owayengumqondisi wenqubomgomo eMnyangweni wezeZindlu waseChicago, uthe abenzi benqubomgomo baseChicago sebevele besungule uhlelo losizo oluphuthumayo olukhokhe cishe izigidi ezimbili zamaRandi kuma-akhawunti asebhange abaqashi. Lapho izimali zikahulumeni zifika, kwakulula nje ukumpompa imali eyengeziwe ohlelweni lwabo olukhona.
"Ngicabanga ukuthi amaningi alawa amanye amadolobha nezifunda abezenza lokhu, avele abe ne-inertia ohlelweni lwawo kanye nokwakhiwa kwenqubomgomo lapho ngaso sonke isikhathi lapho enze usizo lokuqasha, akwenze ngale ndlela," kusho uWilliams. "Futhi ukunikeza abaqashi imali ngokuqondile, abantu bayesaba ukwenza lokho ngazo zonke izizathu abantu besaba ukunika abantu abampofu imali."
“Sizwile lezo zingxabano naseChicago. Kwakukhona idlanzana labantu abadala ababelungabaza lolu hlelo ngoba babethi, ‘Kuthiwani uma isiqashi singadingi amaphesenti angu-100 emali yokuqasha futhi sithenga i-flat-screen?’” eqhubeka. "Hhayi-ke, kuthiwani uma sinikeza imali ngokuqondile kumnikazi wendawo, futhi bengasebenzisi yonke imali yesondlo kanye nempahla yendlu, futhi bazithengele isikrini esiyisicaba?"
Ibhodwe lemali lakamuva, isikhwama sosizo esiqashiswayo esingamaRandi ayizigidi eziyizinkulungwane ezingama-25 esigunyazwe yiCongress ngoDisemba, size nemihlahlandlela emisha eyavala ngempumelelo indlela eqondile yokusabalalisa usizo lomqashi.
Umuntu oqashile usengakwazi ukufaka isicelo sosizo lokuqasha futhi athole imali, kodwa kuphela ngemuva kokuthi umninindlu ethintwe idolobha futhi idolobha liqinisekise ukuthi umnikazi wendawo unqabile noma akaphendulanga. Eziningi zalezi zikhungo zinezinqubo zokufaka izicelo eziyinkimbinkimbi ngakho-ke kufanele zifake imibuzo evela kubanikazi bezindlu ocingweni. "Amadolobha awanawo abasebenzi abenza lokhu ngendlela," kusho uWilliams. "Amadolobha amaningi aqasha amafemu anenkontileka afana nabasebenzi abayi-10 ukwenza yonke inqubo yokufaka izicelo."
UMnyango wezeziMali ngasekupheleni kukaFebhuwari ubuyekeze isiqondiso ukuthi uMnyango Wezezimali kaSteven Mnuchin wawenza ngosuku lokugcina lokuphatha kukaTrump. Imithetho ebuyekeziwe ivumela abaqashi ukuthi baziqinisekise ngokwabo ezidingweni eziningi zokufaneleka futhi inikeze umninindlu izinsuku eziyi-14 zokuphendula ngaphambi kokuba imali ithunyelwe kumqashi. UWilliams uthe imithetho ebuyekeziwe iyintuthuko, kodwa kusazobonakala ukuthi izinhlelo ezifundazweni ezahlukene zizokwazi yini ukwenza kahle ngokuqondana nomqashi.
"ICongress isivele inikeze amaRandi ayizigidi eziyizinkulungwane ezingama-25, okuyinani elikhulu ngempela losizo lokuqasha oluzohamba ibanga elide," kusho uYentel. "Kodwa akwanele, futhi sidinga okwengeziwe."
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