Isibakala sokuba izixeko ezahlukahlukeneyo ehlabathini lonke, ezinomlinganiselo wabemi ngokungaguquguqukiyo, zinemilinganiselo eyahlukahlukeneyo yolwaphulo-mthetho, sifanele sisikhokelele ekubeni sigqibe kwelokuba kukho isizathu solwaphulo-mthetho yaye akuyomfuneko ukuba ibe sisibakala sobomi. Olu luvo lokuba nokuba yintoni na inkqubo, kubantu abazibhiliyoni ezithandathu, kufuneka kubekho abathile abaphumayo, yeyona nto inokwenzeka. Kodwa kufuneka kubekho iindlela zokulawula inqanaba lokuphuma.
Qaphela iinkcazo. Kukho lo mbono woyikekayo uphuma kumxholo jikelele kumanqaku abalulekileyo nabaluleke kakhulu ukuba xa uzama ukulungisa into ethile, enye into kufuneka igqwethwe ngaphandle kweenjongo. Ikwakwimiboniso bhanyabhanya โ njengalo mfo ozama ukubuyela emva exesheni, esebenzisa umatshini wexesha, ukusindisa ubomi bomntu, afumanise ukuba akanako, okanye ubhuqe ubomi bomnye umntu, njengakwi<em>Butterfly Effect. imuvi. Yile ngcamango yokuba ukuba wenza okulungileyo, awukwazi ukuba "okubi" kwenzeka kwenye indawo, kuba zonke iziganeko zikhokelela kwezinye iziganeko; unobangela nesiphumo, isenzo kunye nokusabela. Asikwazi ukubala zonke iziphumo zezenzo zethu; isiphumo esingenasiphelo se-domino.
Okanye njengaxa umntu esithi: โokukhona uthetha, kokukhona uya kuzenza iimpazamo,โ yaye iingcamango ezinjalo ziphantse zaba yinxalenye yembali nenkcubeko yehlabathi. AmaShayina aneYin kunye neYang, ingcamango yokuba kuyo yonke into embi, into enhle iphuma kuyo, kwaye ngokufanayo.
Ndiyayiqonda yonke le nto. Kodwa ngamanye amaxesha ndiyazibuza: kutheni kubonakala ngathi abantu abathile ababi, benza izinto ezimbi ezimbi, babonakala bephila ubomi obuhle kwaye bahamba nayo yonke into? Njengoko utsho uGeorge W Bush. Loo vampire yokubulala abantu sisidenge kakhulu ukuba angaziva enetyala okanye naziphi na iimvakalelo zomntu. Ufumana ukudlala igalufa, intlanzi, kunye nokuqokelela izinambuzane. Ufumana ukutya amaphiko enkukhu eTexas. Uya kubamba abantu ngombane kwaye enze nantoni na ayifunayo. Akasokuze ajamelane nesohlwayo, hayi kobu bomi, yaye kuyabonakala ukuba abukho obunye ubomi ngaphandle kobu. Ngoko le ngcamango yenzuzo ye "zero-sum" ayisebenzi kubantu abafana noGeorge W. Bush. Kwaye ayisebenzi nakwintombazana eneminyaka emihlanu ubudala edlwengulwa ngumntu olala namadoda ize ingcwatywe iphila. Ubomi bakhe abufumani bulungisa kwaye umdlwenguli angabaleka umphelo. Ke ukuba sikwazile ukuseta inkqubo engoyiswayo apho umongameli wase-US anokuthi abaleke nayo yonke into uBush awabalekele kuyo, kutheni singenako ukuseka enye inkqubo apho umongameli wase-US angakwazi. ze baleka nantoni na, nkqu nokutshaya icuba kwigumbi elingatshaywayo!
Ndiyathetha ukuba bathetha ngale "tshekhi kunye neebhalansi" kwinkqubo yase-US kwaye banebhongo ngayo. Ewe, inkqubo yethu enkulu yokujonga kunye nokulinganisa inokusebenza kuphela ukuba urhulumente ebelawula. Ukuba iqela labaphathi be-CEO abangakhethwanga banokuhlala kunye kwaye basebenzise iitriliyoni zeedola ukuthenga abagwebi, iisenenja, ii-congressmen, umongameli kunye nekhabhinethi yakhe yonke, kunye neenjengele zomkhosi, abahleli beendaba, kunye noomabonakude, emva koko i-checks-and-balances iphelelwa lixesha, kuba ngoku onke amacandelo omane karhulumente aphethwe yi-oligopoly efanayo, engakhethwanga, engathandabuzekiyo, kwaye engenakuchukunyiswa. Xa uqoqosho ludodobala, bayaphumelela. Xa uqoqosho lukhula, bayaphumelela. Xa abantu beqhunyiswa ngeebhombu baze badlwengulwe, bayaphumelela. Xa abantu besindiswa, bayaphumelela. Xa ihlabathi lisitsha, bayaphumelela. Loluphi uhlobo lwenkqubo? Uphi umphumo weYin kunye neYang nabo bafana?
Inkqubo:
Kufuneka ndibonise, ngaphandle kwamathandabuzo, ukuba kukho inkqubo engaphaya kolawulo lomntu. UAdam Smith wayibiza ngokuthi "isandla esingabonakaliyo." Isicatshulwa sakhe esidumileyo sithi:
Inkqubo yotshintshiselwano engasebenziyo iye yatshintshwa kwakudala yaza yatshintshwa yasetyenziswa ngendlela efanelekileyo yotshintshiselwano ebizwa ngokuba yimali. Kodwa ukuze โimaliโ isebenze kakuhle, ifanele ibe yinto abantu bonke abavumelana ngayo nabakholose ngayo. Ngoko ke, nabani na obonelela ngemali ekuvunyelwene ngayo, imali ethenjwayo ulawula yonke inkqubo.
Kodwa kwanale 'mali' kuzo zonke iintlobo (ebizwa ngokuba yi-economics njenge-M3) ingasetyenziswa ngeendlela ezisebenza ngokufanelekileyo. Yiyo loo nto yonke inkqubo yezoqoqosho yamiselwa ukuze kulawulwe kakuhle ukuhamba kweM3 kwihlabathi liphela. Kwenziwa imithetho, eminye yacinywa, kwinkqubo yezoqoqosho ehlala iguquguquka, kusoloko kucingwa iindlela zokwenza unosilarha, umdidiyeli wotywala kunye nombhaki bonwabe kakhulu.
Imali yaba ngundoqo wenkqubo yethu. Kule nkqubo, yonke into inexabiso. Sonke sifuna imali, kwaye akukho mali enokuthi ibhalwe "yanele." Kwaye egameni lokuqokelela imali, yonke imigaqo kunye nemimiselo imisiwe, iqala ngepropati yangasese kunye nokukhuselwa kwayo. Nkqu neecawe kunye neendawo zokukhonzela zonqulo zifuna imali ukuze uThixo enze imimangaliso yakhe. Abavangeli basemazweni, ukushicilela iikopi zeBhayibhile okanye iQuran, bafuna imali, kungekhona ukungenelela kukaThixo. Nkqu nemibutho yasekuhlaleni kunye nabachasene nooCapitalist bafuna imali ukuze bafezekise iinjongo zabo. Ukuze icawa ixelele abantu ukuba bamele bayincame imali yabo, kufuna imali ukuze badlulise lo myalezo. Ngaloo ndlela ibandla alinakuze lishumayele oko, kuba liyakuba lizeyisa ngokwalo. Ngokuphathelele icawa eshumayela ubomi bobuhle bokwenene, akukho mntu wakha wafumanisa ngayo kuba yayingenandlela yokufikelela kwabo bantu. Kwanabavangeli basemazweni abakhwela iibhayisekile yaye abaze bachebe iindevu zabo bafuna imali ukuze bahlale bephila.
Ubuqhophololo ngebungayi kubakho ukuba bekungekho nzuzo yemali kubo. Ukuba ibingeyomali, uninzi lwabantu bebeza kuyiyeka kwangoko imisebenzi yabo. Abantu babeza kuyeka ukubhalisela ikholeji okanye ukonga imali yekholeji kubantwana babo. Le mizekelo ilandelayo iphantse yazicacela.
Konke oku kwaziwa ngokubanzi. Kodwa into engaziwayo yeyokuba, singabantu, siphethe imali, okanye imali ilawula abantu. Ndiyaphikisana ukuba yeyokugqibela, kwaye andithethi oku njengesimbo sombongo, kodwa ndibanga ukuba yinyani.
Umzekelo wesandla esingabonakaliyo:
Esi sandla singabonakaliyo singunobangela-kunye-nesiphumo, akukho mlingo obandakanyekayo. Thatha umzekelo iCEO yenkampani nenjongo yakhe kukunyusa inzuzo yenkampani (kuba ngumsebenzi wakhe lowo, kwaye ukuba akalufikeleli olo sukelo uya kuphelelwa ngumsebenzi kwaye angakwazi ukuhlawulela imali yakhe, imfundo yabantwana, yonke into. iintlobo zeebhili ze-inshorensi, njl njl). Njengomphathi ophumelelayo, uzama ukuchonga izikhewu kwaye afumane izisombululo zokuziphelisa. Omnye umsantsa ocacileyo ocacileyo yimveliso yabasebenzi. Njengomphathi oqaqambileyo, ndiya kuqaphela ukuba le mithetho engqongqo yeeyure ezingama-40 ngeveki, iiyure eziyi-8 ngosuku, ukusuka kwi-8 ukuya kwi-5 imihla ngemihla iishedyuli zomsebenzi zibangela ukungasebenzi kakuhle kwimveliso kwaye kudala inkunkuma (okt ilahleko yemali) . Ukuba ndifuna umntu asebenze iyure eyongezelelweyo, kuya kufuneka ndimbhatale ixesha elide, nto leyo ebiza imali eninzi. Ngoko ke, egameni lokunyusa ingeniso (okt ukwenza umsebenzi wam), ndisebenzisa ishedyuli ebhetyebhetye apho abanye abasebenzi bangena ngo-9 okanye 10 kusasa, baze bahlale kude kube ngu-6 okanye 7 ngokuhlwa. Ngale ndlela xa ndifuna umsebenzi okhawulezileyo wenziwe emva kwesihlanu, andidingi kuhlawula amaxabiso angaphaya kwexesha. Ngaphezu koko, xa beneeshedyuli ezahlukeneyo zexesha, banxulumana kancinci kwaye ngaloo ndlela basebenze ngakumbi, okukhokelela kwimveliso ephezulu. Ngoko ke ndinganika umsebenzi ngamnye ishedyuli eyahlukileyo ngokupheleleyo, iintsuku ezahlukeneyo zekhefu. Ke ndiza kwenza iintsuku zikaBob zokuphumla ngoMvulo nangoLwesibini. Kwaye masibone, ngubani oyena mhlobo uthandwayo nguBob? UJessica! Ndenza iintsuku zikaJessica ngoLwesithathu nangoLwesine. Ngaloo ndlela, bahlanganisana kuphela ngoLwesihlanu, ngoMgqibelo nangeCawa. Kwaye nje ukuxukuxa izinto ngakumbi, ndiya kunika uBob iishifti zakusasa ngezo ntsuku zintathu, ngelixa uJessica etshintsha ebusuku, ukuze anciphise unxibelelwano lwabo emsebenzini ngokusondeleyo kangangoko kunokwenzeka ukuba zero.
Amadoda nabafazi basebenza kwiishedyuli ezahlukeneyo zokusebenza, baneentsuku ezahlukeneyo zekhefu, kwaye banexesha elincinane lokuncokola. Abamelwane abasenalo ixesha lokuncokola ngenxa yokuba baneenkqubo ezahlukeneyo zokusebenza. Ngaphandle koko, iiyure zokusebenza zimiselwe ukuba zibe nde kakhulu, phantse kungabikho khefu, kunye nesixa esigqithisileyo semisebenzi, ukuze xa umsebenzi efika ekhaya, abe sele ediniwe kakhulu ukuba angakwazi ukwenza nayiphi na imisebenzi yangaphandle kwekharityhulam. . Babuyela ekhaya kwaye bafuna nje ukuphumla emva kosuku olude. Ngoko ke, ukuncokola kugqalwa njengeempela-veki, ngaphandle kwempela-veki kaBob yahlukile kwimpelaveki kaJessica. UJessica akakwazi kuchitha ixesha elaneleyo noBob. Ulwalamano lwabo luya lubanda ngokuhamba kwexesha, kwaye siyazibuza ukuba kutheni sigcina singenabahlobo abambalwa njengoko sikhula.
Umphathi ufumana ukwandisa ingeniso yenkampani, aze ngaloo ndlela agcine umsebenzi wakhe, ubuncinane iminyaka embalwa engakumbi, de kufuneka akhangele enye indlela yokwandisa ingeniso. Kuthekani ngokwazisa bonke abasebenzi ukuba lowo ubeka iiyure ezininzi zokusebenza (ngaphandle kwentlawulo eyongezelelweyo) uya kunyuselwa ekupheleni konyaka abe kwisikhundla "somphathi"? (Oku kuyenzeka ngokwenene). Yahlula amakhwenkwe kunye namantombazana kwi-McDonald's ibe ngamaqela kwaye ubaxelele ukuba iqela elithengisa kakhulu lifumana i-ice-cream sundaes yasimahla kunye nefudge yetshokholethi engenamkhawulo, emva koko uyazibuza ukuba bayifumana phi yonke intshukumisa yokusebenza nzima, ngokukhawuleza, kwaye nangoku. ukwazi ukuncuma kuwe kwaye ndikuxelele ukuba ubuye kwakhona kungekudala.
Ekugqibeleni, i-CEO iya kuphelelwa iindlela zokunyusa izinga lenzuzo, kwaye ukugcina umsebenzi wakhe, kufuneka yenze isigqibo esinzima sokuthenga enye inkampani (ukwandisa) okanye ukudibanisa nenye i-corporation. Ukudityaniswa kuya kushiya abantu abaninzi kangaka abangaphangeliyo, kuba abasakwazi ukusebenza kwisicwangciso esitsha senkampani sokwenza inzuzo eninzi. Cinga ngentswela-ngqesho kunye nemiphumo yayo yengqondo kunye nentlalo (konke kubhalwe kakuhle).
Inyathelo elilandelayo lokunyusa ingeniso nangaphaya kwelo nqanaba kukusebenzisa intengiso ephambeneyo kunye nobuchule bokuthengisa. I-CEO, enomdla omsulwa kuphela ekugcineni umsebenzi wakhe, kufuneka ngoku yenze izigqibo malunga namaphulo eentengiso asebenza kakhulu. Injongo kukuthengisa ngaphezulu, kwaye uya kwenza nantoni na efumana intengiso ephezulu. Kwaye yeyiphi intengiso elunge ngakumbi kuneyo isebenzisa iintsingiselo zesini kunye neentsingiselo zokuqhuba ithuku lomntu kwaye zibaqhubele ekuthengeni ezo mveliso ngezixa ezikhulu? Kutheni ungaxhasi iminyhadala embalwa, wakhe isikhumbuzo esihle, umise ingxowa-mali yesisa, okanye ubize itekhnoloji eluhlaza? Ewe loo maqhinga aya kuxhaphaza abantu kwaye akhokhelele ekutyebeni okuphezulu, kugxininise kwisondo kwaye abulale umoya womntu, kodwa i-CEO yayifuna nje ukugcina umsebenzi wayo, kwaye ngokunjalo nabangaphantsi kwayo. Ukuba inkampani ayenzi ngeniso, iyatshona, kwaye ngokunjalo nabasebenzi bayo.
Kwaye kuza owona mzekelo mkhulu wesandla esingabonakaliyo esibonisa ubume baso obuyintlekele. Masithi i-CEO ithatha isigqibo sokungalandeli iimfuno zakhe kwaye yenqaba ukubulala umoya womntu, okanye abasebenzi bomlilo ukuba banciphise iindleko. Ewe, inkampani iya kuqalisa ukulahlekelwa yimali, kwaye izitokhwe zayo kwiimarike ziya kuncipha, okuya kubangela ukuba abanikazi bamasheya bagxothe i-CEO baze bafake omnye umntu endaweni yakhe; umntu ongcono ngakumbi kulo mdlalo kunangaphambili, nto leyo ethetha ukuba kufuneka silindele ukuba izinto zibe mbi ngakumbi (abantu abaninzi bagxothiweyo, kwabulawa imimoya engaphezulu). Kanye xa sasicinga ukuba yi-CEO ephetheyo, sifumanisa kwangalo mzekelo ukuba wayengenguye. Yayikukuqhutywa kwengeniso okwakuphethe. Kwaye xa i-CEO ilahlekelwe yi-drive yakhe yenzuzo, yatshintshwa. Ngubani kanye kanye owangena endaweni yakhe? Abantu benjenjalo, abanini bokwenene benkampani. Kwaye ukuba abakwenzi oko, inkampani iya kutshatyalaliswa, ivule indawo yokuba abo bakhuphisana nabo banyuke endaweni yayo.
Masiyiqonde ke le nto. Abantu bagcina ezo nkampani ziphila ngokufuna kwabo okungenamkhawulo kunye neminqweno (Bafuna iiselfowuni, ngoko ke iinkampani zeeselfowuni zikhona kwaye ziyaqhubeka zikhula). Kodwa ke ukuze ezo nkampani ziphile, kufuneka ziqhubeke zeyisela abantu (ngokwezibhengezo ngokomzekelo) ukuba bamele babe nazo ezo mfonomfono! Thina ngokudibeneyo, kwaye ngaphandle kwenkokeli, sinika ubomi kwezi nkampani. Sazinika ubomi ezi mibutho zomgunyathi ezibizwa ngokuba ngamaqumrhu. Sade sabenza abantu abasemthethweni! Sabavumela ukuba babe ngabanini bayo yonke into kwesi sijikelezi-langa, kuquka ezona zixhobo zibalulekileyo (ukutya, amanzi, umbane, ioli, njl. njl.). Ngoko, ngaphandle kwabo, sigwetyiwe. Kwaye ngaphandle kwabantu (abathengi), la maqumrhu agwetyiwe. Bayasidinga, kangangoko sibadinga. Kwaye asinakubanqanda. Abangobantu. Ayizizo zinto zibambekayo. Sibadalile, ukanti bayalawula.
Amaqumrhu akhetha amagosa karhulumente, esebenzisa imali. Bakwakhetha nendlela inkqubo yethu yebhanki esebenza ngayo. Bakhetha ukuba zeziphi izikolo, noko bakufundisayo, kwiikharityhulam ezicwangcisiweyo ezenzelwe ukuqhubela phambili ubukho bale nkqubo. Le nkqubo ingengobantu isebenza kanye njengesidalwa esiphilayo: Isebenza ngokuzingca, kwaye iya kwenza nantoni na ukuzikhusela ekufeni (ukungafihli).
Inkqubo Iyavela:
Le nkqubo ikwayinto eguqukayo. Beka abaNtsundu ngasemva ebhasini. Ukuba abayithandi baya kubanjwa, babethwe ngamapolisa aqeqeshwe kakuhle, basiwe ematyaleni, bahlawuliswe, bahlaselwe (ngokufuziselayo), baphinde baphoswe kwihlathi 'eliloluntu' baze baxelelwe ukuba baziphathe kakuhle. . Emva koko ubalandele rhoqo ngamakhoboka aMhlophe (aziwa ngokuba ngamapolisa). Nanini na xa ulwaphulo-mthetho lwenzeka ebumelwaneni, aba bantu baNtsundu banamatyala angaphambili ngabokuqala ukuvalelwa nokuncinwa. Inkqubo ayikwazanga ukubala imiphumo yeRosa Parks enye. Abantsundu bamanyana ngendlela engazange yabonwa ngaphambili, kwaye ngokudibeneyo kwaye bayigatya ngokufanelekileyo inkqubo yeebhasi zikawonke-wonke. Le nkqubo iphendule ngelithi: โOlu qhankqalazo aluzukuhlala. Kodwa abazange babonakalise zimpawu zokubuyela emva ebhasini de kuhlangatyezwane neemfuno zabo. Inkqubo izihlaziyile yaza yafumanisa ukuba utshintsho oluthile kufuneka lwenziwe:
I-1 - Ukubulala iinkokeli eziMnyama kunye nezithethi ezithintekayo kunye namanani: UMalcolm X, uFred Hampton, MLK, njl.
I-2 - Bhala imithetho emitsha kunye namatyala aqinisekisa amalungelo (ephepheni) kwabaMnyama.
I-3 - Beka abantu abaninzi abaMnyama kwiTV, kwaye ubanike iindima ezibaluleke ngakumbi kwiifilimu (isazinzulu esihlakaniphile, umdlali webhola yomnyazi omangalisayo, okanye i-boxer enkulu).
4 โ Ukukhuthaza iziyobisi, imipu, notywala phakathi koluntu lwabaNtsundu.
5 โ Shintshela ityala lokungaphumeleli koqoqosho lwabaMnyama kwabaMnyama ngokwabo.
I-6 - Ukubuyisela ubukhoboka (umsebenzi ngokubuyisela ukutya kunye nekhusi) ngenkululeko (umsebenzi wokubuyisela imali enikezela ngokutya kunye nendawo yokuhlala). Njengekhoboka, uqinisekisiwe indawo yokulala kunye nokutya kunye namanzi.Njengomntu okhululekileyo, ufumana ukukhetha ukuba uyafuna ukusebenza okanye awufuni. Ukuba akukho msebenzi uhlawula ngokwaneleyo ukugubungela ikhusi kunye nokutya, ngoko unetyala lokufa kwakho, kwaye njengendoda ekhululekileyo ukholelwa ukuba ngokwenene lityala lakho ukuba awukwazi ukunika abantwana bakho ukutya.
I-7 - Ukukhuthaza i-Rap kunye ne-Hip Hop inkcubeko ukuze uqhubekisele isakhiwo seklasi kunye nemvakalelo yokuzonda. UBill Cosby wenza umsebenzi omhle, kungakhathaliseki ukuba iinjongo zakhe, ekukhuthazeni ukuzithiya phakathi kwabaMnyama. Inkqubo ibonelela uBill Cosby ngeemakrofoni ukuvakalisa izimvo zakhe.
Xa inkqubo, umzekelo, yafumanisa ukuba akunakwenzeka ukufihla inyaniso ebantwini, iguqulelwe ngokuzalisa imidiya ngolwazi oluphikisanayo malunga nesiganeko ngasinye. Imbali ineenguqulelo ezisemthethweni ezingaphezulu kwesinye, amaxesha amaninzi iinguqulelo ezichaseneyo, kwaye ii-ankile zeendaba zibonisa amacala omabini ebali ngalinye, kuquka namabali angenawo (okanye angafunekiyo) macala amabini. Abantu baseMelika / abakhulileyo ngoku bahlaselwe ingqondo ngokupheleleyo ukuba bakholelwe ukuba umsebenzi weendaba kukunika iinguqulelo ezininzi zebali kangangoko kunokwenzeka, kwaye unike inkululeko yokwenza ingqondo yakho. Le yindlela inkqubo eyavela ngayo. Iyaqhubeka ukuyifihla inyaniso, ngokuyityhila ngaphakathi kwe-potpourri yezinye izinto eziphikisanayo, ezihambelanayo nezingahambelaniyo, iithiyori okanye iindaba. Le yindlela esebenza ngakumbi yokufihla inyaniso. Ukuyifihla nje inyani kwaye ulinde intatheli ye-smart-esile ukuba ivuthele impempe ibonakalise ukuba yingozi kwinkqubo. Endaweni yoko, vuthela impempe ngokwakho, kwaye uyilandele ngokuthi "yintoni ke?" isimo sengqondo, uze ukhulule oogqirha spin nje ukubhidanisa abantu ukuya kwinqanaba apho abasakhathali ukwazi inyaniso ngakumbi. Thatha umzekelo izicwangciso zohlaziyo lwezempilo luka-Obama. Ngaba ukho umntu owaziyo ukuba bayintoni ngakumbi? Imithombo yeendaba iyala ukuthatha icala, egameni lengxelo engakhethi cala, kwaye ishiya ummi waseMelika inkululeko yokuzenzela ezabo iingqondo ngalo mba. Inyani eyohlulayo kwintsomi iyakubonwa njengokuthatha icala, kwaye abantu baseMelika abakhululekileyo baya kuba nengxaki ne-arhente yeendaba enamathela kwelinye ibali kwaye ixokise elinye.
Ngokubhekiselele kumaqela aphikisayo alwa nenkqubo, nawo ayenakekelwa. Inkqubo yavela kwaye yahlengahlengiswa ngeendlela zokuvumela ubukho bazo kodwa zijike zingabinamandla ngokupheleleyo. Kwiminyaka yama-60 baphantse bakwazi ukunqanda imfazwe, ukuzisa okusesikweni kurhulumente, nokuphelisa usizi kwizigidi zabantu ehlabathini lonke, kodwa ngokulahlekelwa yimali. Inkqubo yaziqhelanisa, yaza yadala inkululeko ethe chatha, ingakumbi umthetho oyilwayo wamalungelo kunye nenkululeko yokuthetha. Iintshukumo ezichasayo ezinobundlobongela (abanokuthi ngokwenene baphule inkqubo) zapheliswa ngeembumbulu zangempela, kwaye zatshintshwa ngeenkokheli ezintsha ezigxininise ekuchaseni "ngoxolo", okuthetha nje "akukho nkcaso." Izithethi zoxolo zazivunyelwa ukuba ziphile, yaye abo banogonyamelo banyamalala okanye badutyulwe bafa. I-MLK umzekelo, ekuqaleni yayinoxolo, kwaye ngaloo ndlela ixhaswa yinkqubo kwaye yenza udumo ngenxa yokuba yayikhonza iminqweno yenkqubo. Kodwa kamva waguqukela kwiindlela ezinobundlobongela ngakumbi, njengokuququzelela ugwayimbo, oluyingozi kwinkqubo, kwaye ke yaba lixesha lokumsusa.
Imikhosi yehlabathi, kunye ne-paramilitary, amapolisa, inkonzo yemfihlo, imibutho yezobuntlola efana neCIA, NSA, njalo njalo, bonke baye baba ngabakhonzi abangabantu benkqubo. Umsebenzi wabo kukugcina inkqubo kunye nokuzinza, kuba ngaphakathi kolu uzinzo inkqubo ikhula ngokugqibeleleyo. Bachonga izoyikiso, bajonge kuzo baze baphelise ezo zinzulu baze babeke iliso kwabo bangenamandla ukuze bangakhuli. Kwaye njengokuba inkqubo ngokwayo iguquka, aba bakhonzi bangabantu bayaguquka kwaye basebenze ngakumbi kwaye babe namandla.
Inkqubo, ngokuqinisekileyo, akuyomfuneko ukuba ikrelekrele. Yinkqubo eqhubayo nje. Kungenxa yoko le nto inganikeli ngqalelo kwimpilo-ntle yesijikelezi-langa okanye nayiphi na into ephilayo ngaphandle kokuba ngaxeshanye ifezekise injongo yayo. Ke ukuba ukunciphisa ukukhutshwa kwe-CO2 kuya kukhokelela kwinkqubela phambili (imali eninzi), iya kulandela. Ukuba akunjalo, akuyi kuba njalo. Ukuba ukubulala abantu, ngokuthe ngqo okanye ngokungangqalanga, kwenza imali eninzi kunokubagcina bephila, oko kuya kwenziwa.
I-Counter System:
Yintoni inkqubo yokubala ngoko? Kwaye kutheni kuyimfuneko?
Abantu abanakukwazi ukuphinda baphinde balawule ubomi babo ngokude nje inkqubo ilawula, kwaye ngokucacileyo abanako ukuthabatha ulawulo kude nenkqubo, njengoko kuchaziwe ngasentla. Ukuba ubomi bungabonakala bungekho bubi kangako kwabo bafunda la mazwi, ndiyanibongoza ukuba niphinde nicinge: Ngabo bangakwaziyo ukufikelela kula mazwi abatyhubela ukubandezeleka okukhulu, kwaye ngabona baninzi. Rhoqo kwimizuzwana emine, umntu uyafa ngenxa yendlala (kwaye kungekhona ngenxa yokuba kungekho kutya kwaneleyo. Ihlabathi livelisa ukutya okwaneleyo ukondla abantu abazibhiliyoni ezili-12 ukusa kwinqanaba lokuhlutha, ngokweenkcukacha-manani zeWorld Food Programme). Babhuqwa yindlala kuba abanayo imali yokuthenga ukutya okusele kukho kwaye bahlale kwiishelufa zevenkile enkulu. Ewe, ukunqongophala kwemali. Amaqumrhu okutya afuna ukugcina ixabiso lengeniso yokutya, yaye ngaloo ndlela angakulungela ukuyeka ukutya kuphele ezishelufini zawo aze akulahle enkunkumeni kunokuba akukhuphe simahla. Ukuba ukutya kwakunikezelwe simahla, phambi kokuphelelwa kwayo, kuya kuqhuba loo maxabiso okutya ehle, nto leyo eya kuthetha inzuzo encinci kwaye mhlawumbi ingenise ilahleko kwiinkampani. Inkqubo ayinakukuvumela oku, kwaye ngoko ke malunga ne-900 yezigidi zabantu (i-1/6 yehlabathi) kufuneka balambe, njengoko ufunda la magama.
Kufuneka kuthathwe amanyathelo ukunqanda le mpambano. Ukuba akucaci ukuba kutheni kufuneka 'sikhathalele' omnye nomnye, ngoko cinga ngesona sizathu sobugovu kubo bonke: "unokuba lixhoba elilandelayo lenkqubo." Ukuba oku akukuqhubeli ukuba ukhathalele, ngoko unokuchazwa kuphela njengokuzibulala. Isizathu esiphambili sokufa emhlabeni kukutshaya (siyabonga kwinkqubo, sifumana ezininzi kuzo zonke iimo kunye neefom, ngakumbi umsi wesandla sesibini), kulandelwa uxinzelelo. Uxinzelelo ngunobangela wesibini okhokelayo wokufa, kwaye ukuba besinokuthi sicinge ukuba abantu abatshayayo bahlala betshaya ngenxa yokuba benoxinzelelo, ndicinga ukuba singalususa lula uxinzelelo kwindawo yokuqala. Uxinzelelo lukhokelela ekuhlaselweni kwentliziyo, ukubetha, ubundlobongela basekhaya, kunye nezinye iziphumo zengqondo / zentlalo, kubandakanya zonke iintlobo zolwaphulo-mthetho. Kwaye yintoni ekhokelela kuxinzelelo kodwa ubunzima ebomini, ukusuka ekusebenzeni kakhulu kunye nokuhlawulwa kancinci kakhulu, ukuya ekufumaneni amatyala amaninzi kwizinto eziyimfuneko kunye nokhathalelo lwempilo? Inkqubo isibulala sonke, ngamanye amaxesha ngokucothayo, ngamanye amaxesha ngokukhawuleza. Singawuboni njani umdla wethu wokuma ngokuchasene nenkqubo?
Sathi makuthathwe amanyathelo. Kodwa leliphi inyathelo kanye kanye? Inokoyiswa njani le nkqubo? Kwanokuba ihlabathi liphela ekugqibeleni liyaqonda ukuba ukuthenga ukutya, ukuqhuba iimoto, ukusebenzisa umbane, eneneni kukhokelela kwiintlekele zemekobume, kunye nokwethu ukufa, yintoni abanokuyenza? Akunakwenzeka ukuba abantu bavele bancame ezo mfuno, okanye bancame imisebenzi yabo, okanye bayeke ukufuna imali. Masithi sizakwala ngempumelelo iimveliso zeshishini elithile de litshone. Kodwa ke kuthekani ngabasebenzi bayo abangaphangeliyo? Kwaye jonga ukuba bangaphi na abantu abangaphangeliyo kwihlabathi liphela abaya kubakho kwinkampani nganye esiyitshabalalisayo ngokukwala iimveliso zayo. Ngokukwaya la mashishini, siya kuba sizidubula enyaweni. Siya kuba sitshabalalisa ubomi bethu ngezandla zethu. Inkqubo iye yavela kwiinkulungwane ezidlulileyo ngendlela edibanisa ikamva layo kunye neyethu. Ukuba inkqubo iyehla, nathi siyakuthi.
Yiyo loo nto ndikholelwa ngamandla ... ukuba ekuphela kwendlela yokoyisa le nkqubo, ngaphandle kokuzibulala kwinkqubo, kukuyila enye inkqubo yokuthatha indawo yale nkqubo yangoku, ngokuthe ngcembe. Ngale ndlela, inkqubo yokubala iya kufana nomhlaza kwinkqubo yangoku. Iya kubulala ngaphakathi, kwaye ngaphandle kokusilimaza ngenxa yokuba kwi-1% yeefayile ezicinyiweyo kwinkqubo yangoku, kukho i-1% yeefayile ezilayishiweyo kwinkqubo entsha "ye-counter". Ngoko nangawuphi na umzuzu, inkqubo isebenza kwi-100% umthamo.
Oku kuya kufuna uphononongo olunenyameko kakhulu kunye nexesha elide lwenkqubo yangoku. Kula qwalaselo mafutshane esilunikeziweyo apha, i-fuel yenkqubo yangoku ibonakala iyimali (M3). Lo moya ungabambekiyo, uhlala ngaphakathi kwamatyala ethu emali neengqekembe, amakhadi okuthenga ngetyala, amakhadi ebhanki, izixhobo zokusebenza neeakhawunti zebhanki ze-elektroniki, ubonakala ungowona mthombo uphambili wokuphila kwale nkqubo.
Ndicebisa ukuba siyile indlela entsha yemali (oko kukuthi iindlela zokutshintshiselana) eyilelwe ukwenza ihlabathi elingcono. Ngamanye amazwi, uhlobo lwemali olungenakufunyanwa ngokuphanga, urhwaphilizo, ukungabi nabulungisa, imfazwe, ulwaphulo-mthetho, indlala, njl.
Ukucacisa ngakumbi, ndicebisa ukuba siseke ibhanki yethu enguvimba ebonelela ngale mali intsha.
Asinakukwazi ukutshintsha imithetho yefiziksi, kodwa ngokuqinisekileyo sinokuyitshintsha imithetho yemali. Ukuba sidala inkqubo yemali (inkqubo yebhanki) enobungqina bolwaphulo-mthetho, ngaba ulwaphulo-mthetho luya kuqhubeka lusanda, okanye lubekho? Ukuba akukho lwaphulo-mthetho lunokuvuzwa ngemali, ngaba ulwaphulo-mthetho luseza kuqhubeka lukho? Impendulo nguhayi, kwaye ngaloo ndlela uphuhliso lwemali enjalo luba sisisombululo phantse kuzo zonke iingxaki zethu.
Ukuba ekugqibeleni siphila kwinkqubo entsha apho imali ayinakufunyanwa ngemfazwe, imfazwe ayisayi kuphinda ibekho. Ukuba imali ayinakufunyanwa ngokukhuthuza okanye ngokunyotywa, ziya kubhangiswa. Iidemokhrasi ziya kusebenza kwakhona, kwaye uluntu lunokuqalisa ngenene ukuqhubela phambili.
Imali kwi-Counter System:
Kuza kubakho iBhanki Enkulu entsha. Isenokuqala kuzwelonke, kodwa ekugqibeleni kufuneka ibotshelelwe kuzo zonke ezinye izizwe, kwiBhanki Enkulu yaMazwe ngaMazwe.
I-1 - Kule Bhanki Ephakathi, i-akhawunti yebhanki ifana nekhadi le-ID. Inokudalwa kuphela egameni lomntu. Iiakhawunti zebhanki azinakwenziwa egameni lenkampani, iofisi, okanye nawuphi na umbutho nokuba zikhulu okanye zincinci kangakanani na. Iiakhawunti zebhanki mazibe zezabantu bokwenene (abantu). Kule nkqubo, iinkampani azisayi kuphinda zibekho (azinakubakho nokuba bezifuna).
I-2 - Akuyi kubakho imali okanye iingqekembe (imali ebonakalayo). Ngaloo ndlela, imali yomntu ibalwa ngokupheleleyo kwezo akhawunti zebhanki. Awunakuba nemali ngaphandle kweakhawunti yakho yebhanki. Ke masithi uJohnny wayefuna ukufihla inzuzo yenkampani yakhe kwiakhawunti ethile engaselunxwemeni, akakwazi. UJohnny uneakhawunti enye kuphela yebhanki, njengoko enesazisi esinye kuphela, kunye nebhanki enye kuphela. UJohnny akanakufihla okanye aqokelele nayiphi na imali ngaphandle kwaleyo iboniswe kwiakhawunti yakhe yebhanki.
3 โ Lonke utshintshiselwano luya kuba lwe-elektroniki, kusetyenziswa ikhadi lemagnethi elifana namakhadi okuthenga ngetyala ale nkqubo yangoku okanye amakhadi edebhithi, ngaphandle kokuba liya kusebenza ngokufana ngakumbi nekhadi ledebhithi. Akukho mali-mboleko kule Banki yeZizwe ngezizwe, njengoko injongo yebhanki ingekuko ukwenza ngeniso.
4 โ Xa uJohnny eswayipha ikhadi lakhe lebhanki evenkileni, imali iya kudluliselwa ngokuzenzekelayo isuka kwiakhawunti kaJohnny iye kwiakhawunti yomnini venkile. Ekubeni bonke bajongana nebhanki echanekileyo efanayo, kunye neteknoloji ekhoyo, oku kufumaneka ngokulula.
I-5 - Imivuzo kunye nemivuzo ihlawulwa nge-elektroniki kwaye ngoko nangoko. Ke xa uJohnny eswayipha ikhadi lakhe, yithi, kwivenkile enkulu, ke isixa sentengiselwano siya kudluliselwa kwiakhawunti kaJohnny ukuya kwiakhawunti kaSam (yomnini). Kodwa ke ipesenti yaloo mali iya kudluliselwa ngokuzenzekelayo isuka kwiakhawunti kaSam iye kwiiakhawunti zabasebenzi ngokusekelwe kumazinga emivuzo yabo.
I-6 - Ezi akhawunti zebhanki zinee-caps. I-cap iya kumiselwa ngefomula yemathematika eyilwe ngokusekwe kwi-CPI kunye neminye imilinganiselo efanelekileyo yokuphendula ngokunyuka kwamaxabiso kunye nokuhla kwamaxabiso.
I-7 - Isixa semali kwi-akhawunti enye yebhanki ayinakudlula i-cap. Umzekelo, masithi ikepusi isetelwe kwi-100,000 yeedola. Umnini wevenkile enkulu (uSam) sele ene-$95,000 kwiakhawunti yakhe. Kwaye kwisithuba esingangenyanga, uJohnny nabahlobo bakhe bayaqhubeka nokuthenga ukutya kuSam, kwaye ngaloo ndlela iakhawunti kaSam ifikelela kwi-100,000 yeedola. Kutshintshiselwano olulandelayo, uJohnny uthengela iimpahla ezixabisa i-100 yeedola. I-100 yeedola itsalwa kwi-akhawunti ka-Johnny, kodwa ayikwazi ukungena kwi-akhawunti ka-Sam kuba ifikelele kwi-cap, ngoko ke yonke i-$ 100 iya kudluliselwa ngokuzenzekelayo kwii-akhawunti zabasebenzi bakaSam. Ke masithi zonke iiakhawunti zabasebenzi bakaSam zifikelele kwi-100,000 yeedola. Kwimeko apho, isixa siya kudluliselwa ngokuzenzekelayo kwabo banezona zixa zincinci kwii-akhawunti zabo zebhanki ngokubanzi, zinyuka nge-$ 1 kwi-akhawunti nganye. Oku kuthetha ukuba ii-akhawunti ze-100 (ezinemali ephantsi kakhulu kuzo) ziya kunyuka nge-$ 1 nganye.
I-8 - Ukulandela ingqikelelo "yokhetho olunengqiqo," uSam uya kuyifumana kumdla wakhe ukugcina ibhalansi kwiakhawunti yakhe ingaphantsi kwe-100,000 yeedola. Ngaloo ndlela, uya kutyekela ngakumbi ekusebenziseni imali yakhe, nto leyo ekhuthaza uqoqosho. Ngamanye amazwi, kule nkqubo, ngabo โabo bazizityebiโ abaya kunyanzelwa ukuba bakhuthaze uqoqosho ngokuchitha kwabo imali, hayi abo bahluphekayo. Enye into enokwenzeka: USam osisityebi usenokukufumanisa kufanelekile ukuqesha abasebenzi abongezelelekileyo. Ke ubuncinci imali angakwaziyo ukuyigcina (ngaphaya kwekepusi) iyaguquka ibe ngumsebenzi onceda ivenkile yakhe. Oku kuya kwandisa ingqesho (ukunciphisa intswela-ngqesho), kulandela ukhetho olusengqiqweni.
I-9 - Kuya kubakho abantu abazizityebi abangenangqondo yezoshishino, kwaye abayi kuhlala bexhalabele malunga nendlela yokugcina i-akhawunti phantsi kwe-cap, kwaye ngaloo ndlela baya kuvumela ukuba i-akhawunti iphuphume kwaye ivumele inkqubo ukuba inakekele inzuzo yabo engaphezulu ( ngaphaya komnqwazi) njengoko inkqubo ibona kufanelekile.
I-10 - Ibango lokuba oku kuya kuthobisa abantu ekusebenzeni nzima kunye nokuvelisa ngaphezulu akuvumelekile kule nkqubo. Ewe, mhlawumbi uSam uya kuthotywa ukuba andise isuphamakethi yakhe, ayiguqule ibe luhlobo oluthile lweWal-Mart yeSam's Club, kodwa ayizukumthoba uJohnny, umakhi wokwakha, ekubeni asebenze nzima kuba akakafiki ikepusi yakhe (mhlawumbi). kude nayo). Enyanisweni, oku kanye kanye sifuna. Kufuneka sithobe izityebi ekubeni zizityebi, ngeli lixa kwangaxeshanye sikhuthaza amahlwempu ukuba afune ukuba zizityebi..
I-11 - Ngokuhambelana nenqaku langaphambili, kuya kuba nenkunkuma encinci kuqoqosho. Akusayi kubakho mveliso igqithisileyo njengoko kuqinisekisiwe ukuba akuzukwenziwa ngeniso egqithisileyo okanye ingeniso. Masithi imfuno yemveliso ethile iyanda, ekuphela kwento anokuyenza nguSam kukuqesha abasebenzi abangakumbi okanye andise umvuzo wabasebenzi (kuba akakwazi ukuzigcinela imali). Ukuba iqela labasebenzi liba zizityebi ngokwaneleyo, banokufuna ukuqala ivenkile yabo enkulu, ukuhlangabezana nemfuno egqithisileyo.
I-12 - Omnye unokubuza: Ukuba akukho mntu uvunyelwe ukuba abambe ngaphezulu kwe-cap yethu eqikelelweyo ye-100,000 yeedola nangaliphi na ixesha elinye, umntu uya kuba nako njani ukuqalisa naliphi na ishishini? USam angayifumana njani ivenkile yakhe enkulu? I-100,000 yee-$13 ayanelanga ukuhlawula iindleko zomntu zemihla ngemihla. Impendulo iya kunikelwa kwezi ngongoma zilandelayo (16-XNUMX):
13 โ Kuba kubiza kakhulu kumntu omnye osisityebi ukuqala ishishini, ubambiswano luba yimfuneko kakhulu. Yinto entle le. USam kufuneka abe namaqabane amaninzi, aza kwenza inzuzo njengoko uSam esenza. Ngokwenyani, kungangcono, kule nkqubo, ukuba uSam ajike ivenkile yakhe enkulu ibe yiKopolotyeni. Ngamanye amazwi, abasebenzi baba ngabanini; abanini ngabasebenzi.
I-14 - Sisele sinomzekelo wangempela kwinkqubo "yangoku" apho inkampani inokunyusa ngaphandle kweendleko zokuqalisa kakhulu. Thatha iCarrefour umzekelo (ivenkile enkulu yaseFransi). Zonke iimveliso ezikwiishelufu zabo azithengwanga yi-carrefour. Ikhontrakthi eyafunyanwa nguCarrefour nababoneleli bempahla ithi ababoneleli banokubeka iimveliso zabo kwiishelufa zeCarrefour kodwa abanakucela nayiphi na imali de kube semva kweenyanga ezintathu ukusuka kumhla wokuthengisa. Ngokomzekelo, inkampani ye-coca-cola ibeka iipakethi ze-coca-cola ezingama-500 kwindawo yokugcina iimpahla kunye neeshelufa zaseCarrefour. UCarrefour akabhatali i-coca-cola nantoni na ngeli xesha. Emva koko kwinyanga yokuqala, iCarrefour ithengisa iipakethe ezingama-200 ngeedola ezingama-600. UCarrefour ke ufumana ukugcina ezo $ 600 kwiakhawunti yakhe yebhanki, mayihlale kwaye iqokelele inzala kwiinyanga ezintathu, emva koko inkampani ye-coca-cola inikwe imali yabo ababeyicelile kwiinyanga ezintathu ezidlulileyo "i-550 yeedola," yezo 200 iipakethe ezintandathu. UCarrefour ufumana ukugcina inzuzo eyi-$50, kunye ne-10% yenzala yonyaka eqokelelwe iinyanga ezintathu (eyi-$10). Faka le nkqubo kuzo zonke iimveliso kwi-carrefour, kwaye unokubona isixa esiphambeneyo senzuzo eyenziwa yi-carrefour, phantse akukho ndleko kwaye akukho mngcipheko. Uyabona, i-coca-cola ifumana kuphela imali yeepakethe ezintandathu ezithengisiwe. Kwinkqubo entsha, ingcamango efanayo inokulandelwa, ngaphandle komlinganiselo omncinci, kwaye ngaphandle kokuqokelela kwenzala.
I-15 โ Kwinkqubo entsha, i-coca-cola iya kubeka iipakethe ezingama-50 ze-coca-cola kwiishelufa zevenkile enkulu ka-Sam, ngaphandle kokucela uSam ukuba ahlawule ngaphambili. Nanini na loo miqulu mithandathu ithengiswa, i-coca-cola iqokelela, ngokuzenzekelayo. Ngokomzekelo, xa uJohnny eswayipha ikhadi lakhe ukuze athenge iipakethi ezimbini ezintandathu nge-$ 6, i-$ 5 iya kudluliselwa kwi-akhawunti yomthengisi we-coca-cola, ngelixa kuphela inzuzo ye-$ 1 iya kungena kwi-akhawunti ka-Sam, kwaye emva koko isasazwe kubasebenzi bakhe (okanye amaqabane) .
I-16 - Inokuba khona njani inkampani ye-coca-cola ngoko? Inkqubo efanayo esebenza kwivenkile enkulu kaSam iya kusebenza kwi-coca-cola okanye nayiphi na enye inkampani emhlabeni. Ukuba inkampani efana ne-coca-cola ayikwazi ukuzigcina ngaphakathi kwale nkqubo intsha, kusenokufuneka ichithe, okanye izimise kwakhona ngendlela efanele inkqubo entsha. Kwinkqubo entsha yokuchasana, inkampani ye-coca-cola ayinakuba nomdla ekunyanzeliseni amaIndiya ukuba asele i-coca-cola endaweni yeti, okanye abe amanzi kuma-Indian acquafers ukuba afakwe iibhotile kwaye athengiselwe abo bantu baseIndiya belali efana ne-Dasani-like. iibhotile. Zonke ezo zenzo zikhohlakeleyo azisayi kuphinda zithathwe kuba injongo yenzuzo ayisayi kubakho. Ngaloo ndlela amaIndiya aya kuqhubeka esela iti aze afumane namanzi ngesisa kubantu ahlala nabo, ngoxa abo banqwenela ukusela icoca-cola basesenjenjalo.
I-17 -Kule nkqubo intsha ichaseneyo, akufuneki sikhathazeke malunga nokhuseleko lokutya, kuba ababoneleli bokutya bazakuba kumgangatho omncinci, kwaye kusenokwenzeka ukuba ngababantu esibaziyo kwaye sihlala kufutshane nabo. Inyama, ubisi, imifuno, iziqhamo, kunye nokunye, akusayi kuphinda kufakwe i-hormone okanye i-pecticides kunye neekhemikhali ezinjalo eziyingozi, kuba inzuzo ayisekho. Enyanisweni, abaqeshi baya kukufumanisa kuluncedo ukuchitha inzuzo yabo engaphezulu (abangenako ukuyigcina njengenzuzo) ekuphuculeni umgangatho wenyama. Baza kuchitha inzuzo engaphezulu, ukuba ikhona, kwimigangatho yokhuseleko engcono, kwaye oko kuya kuba ngumngcipheko wabo wokhuphiswano kwimarike. Ukhetho olunengqiqo, kule nkqubo, luya kukhokelela kwesi siphumo.
I-18 - Kwi-counter-system, akufuneki sikhathazeke ngamayeza anobungozi kunye neziyobisi, okanye oogqirha abazama ukusinika utyando okanye ukumisela amayeza esingawadingi ngokwenene, kuba inzuzo yenzuzo ayisekho. Oogqirha abanakucengwa ziinkampani ezixuba amayeza kuba akunakubakho nzuzo yemali. Ngaphezu koko, ezo nkampani zamayeza aziyi kuba nemali eyaneleyo yokuchitha kumaphulo anjalo.
19 -Kwinkqubo echaseneyo, intengiso iya kuba nexabiso eliphantsi kwaye ifumaneke kwaye ifikeleleke kuye wonke umntu. Ngenxa yokunqongophala kwengeniso, oosomashishini baya kukufumanisa kubiza kakhulu ukubhengeza iimveliso zabo. Oku kuya kutyhala iindleko zentengiso ezantsi, njengoko imfuno yentengiso ihla. Iinkqubo zikamabonakude aziyi kuphazanyiswa ziintengiso ezingama-50%, kwaye amaphephandaba kunye neemagazini ziya kuba khaphukhaphu.
I-20 - Kwinkqubo ye-counter, amajelo eendaba kunye nee-arhente zeendaba ngokuqinisekileyo ziya kuthambekela ngakumbi ukubika iindaba ezinyanisekileyo, kuba azisayi kuvumela iinkampani ukuba zilawule ngemali. Akusayi kuba semdleni wabo ukulahlekisa abantu kuba akusekho nzuzo ekulahlekiseni abantu kwakhona. Iinkampani ziya kuba zincinci kakhulu ukuba zibe namandla, okanye umnqweno wokukholisa ababukeli bazo kwiinkalo ezithile.
I-21 - Kwinkqubo ye-counter, imfundo ecacileyo iya kuba yinto eqhelekileyo. Imfundo ekhawulezayo iya kuba yinxalenye yekharityhulam, ithabathelโ indawo ikharityhulam endala ekhuthazwa yinzuzo. Abanini bezikolo, abalawuli neenqununu abasayi kuba nomdla wokuba abafundi babo bafumane amabanga aphezulu, kuba akunakubakho nzuzo yobuqu yemali ngokuba nesantya esiphezulu sokupasa iimviwo, njengoko injalo imeko kwinkqubo yangoku. Ukuba akukho mali inokwenziwa ngeziphumo zeemviwo zobuxoki, iimviwo ziya kunyaniseka ngakumbi, kwaye iinkampani azisayi kuba nomdla okhoyo kwiikholeji kwihlabathi liphela.
I-22 - Kwi-counter system, intlupheko iya kupheliswa ngokuzenzekelayo, ngaphandle kokulwa nentlupheko okanye ukuthatha nawaphi na amanyathelo. Ii-caps kwii-akhawunti zebhanki ziya kuqinisekisa ukuba imali iya kuqhubeka isasazwa kwabo bangathathi ntweni.
I-23 - Kwi-counter system, zonke izindlu ziya kufikeleleka, njengoko kungekho nzala. Ekubeni iingeniso eziphezulu azifunwa, kuya kuba yinto engenamsebenzi ukubiza ngaphezulu kwexabiso naziphi iiyunithi zezindlu. Kananjalo kuya kuba yinto engenamsebenzi ukuba nendlu yonke yeflethi, okanye ukunyuka okuphezulu, njengoko irenti engenayo okanye i-mortgage iya kuhlala idlula i-cap kwi-akhawunti, kwaye ngaloo ndlela iphuphuma kwaye ibuyele kwinkqubo, oku kuthetha ukubuyela ebantwini. ngubani na oyidinga kakhulu, nto leyo ethetha ukuba wonke umntu uya kukwazi ukuthenga izindlu. Ngaloo ndlela, ii-arhente zezindlu, iinjineli, abakhi, baya kugxila ngakumbi kumgangatho kunokuba kuninzi. Umgangatho weyunithi yezindlu uya kuba ngowona mgangatho wokhuphiswano kwimarike.
24 - Kwi-counter system, izibini azisayi kuqhawula umtshato ngenxa yokulwa ngemali. Onke amanani abonisa ukuba kule nkqubo yangoku, esona sizathu siphambili sokuqhawula umtshato ziingxabano neengxaki zemali. Uqhawulo-mtshato kunye namazinga okuzibulala aya kuqhubeka ehla kwi-counter system.
I-25 - Inkqubo yekhawunta ayinakunyanzeliswa ebantwini. Bamele bakhethe ukuba yinxalenye yawo. Ngamanye amazwi, umntu ngamnye kufuneka akhethe, ngokuzithandela, ukuvula i-akhawunti yebhanki kwi-counter-system yebhanki ephakathi yamazwe ngamazwe. Kulapho "imfundo egqibeleleyo" isiza khona. Abantu kufuneka bafundiswe ukuze babone ukuba yintoni inkqubo echaseneyo, kwaye iya kwenza njani ihlabathi elingcono kuthi sonke. Kule mfundo inzulu, akunakubakho-ukuhlamba ingqondo (kuba iziphumo zokuhlanjwa kwengqondo zinokuguqulwa). Ngokuchasene noko, le mfundiso iphambili kufuneka ifundise iingenelo zenkqubo yangoku, kunye nazo zonke iintlobo zeethiyori, ithiyori, kunye ne-anti-this, kwaye umntu ngamnye akhule ngokwasengqondweni nangokomoya ukuya kwinqanaba lokuba "abone. "Yena ngokwakhe ukuba kutheni inkqubo yekhawunta ifuneka kakubi.
I-26 - Inkqubo yokuchasana ayifani nobukomanisi. Inkululeko yomntu ngamnye isaza kugxininiswa. Umda kwiiakhawunti zebhanki ufanelekile njengoxanduva lomntu kusapho, isixeko, ilizwe, kunye noluntu lonke. Ke ewe, phila ngendlela yakho, wenze nawuphi na umsebenzi ofuna ukuwenza. Funa ukuzonwabisa kwaye ujabulele ubomi ngokupheleleyo, kwaye ufune imali engakumbi. Kodwa yazi ukuba akuvumelekanga ukuba wonge loo mali ingaphezulu. Mhlawumbi uyayisebenzisa ngoku, okanye siza kuchitha yona ngenxa yakho. Le nkqubo ichaseneyo iya kukhusela ubomi bakho (indlu, inkathalelo yezempilo, imfundo, imisebenzi, njl.njl) ke oko kusemdleni wakho njengomntu okhululekileyo.
I-27 - Nje ukuba i-counter-system ithathe amandla, iya kukhula ngokukhawuleza, kwaye inkqubo yangoku iya kufa ngokukhawuleza ekuqaleni, kodwa ukufa kwayo kuya kukhawuleza. Nje ukuba inkqubo yangoku ifile, akusayi kubakho mntu okwaziyo "ukuphuma" kwi-counter system. Njengenkqubo yangoku, inkqubo entsha yokuchasana ayinakoyiswa kwaye ayinako ukutshatyalaliswa nguye nawuphi na umntu okanye iqela labantu. Awunakuphuma kuyo, nokuba uzama kangakanani na. Inkqubo ye-counter ayikona nje kuphela, kodwa ingabonakali (engabonakaliyo). Iyakuba kuyo yonke indawo kwaye awunakuyibaleka nokuba ungabhabha uye emajukujukwini.
I-28 - Oku kuye kwaba ngumboniso we-counter-system. Iinkqubo zobugcisa zendlela yokuyimisa kwaye iqhutywe ngokwenene iya kufuna ufundo oluqhubekayo kunye nophando. Kungenxa yoko le nto ndingathanda ukudibanisa iqela labantu abakrelekrele kakhulu, abanokuthi basebenze kule nto kwaye bayenze yenzeke. Kufuneka sifumane izikhewu kunye nemingxuma kwaye sijonge ukuba zingalungiswa njani, kunye nendlela yokuseta izicwangciso zengozi kwimeko yokusilela kwenkqubo encinci okanye enkulu.
I-ZNetwork ixhaswa ngemali kuphela ngesisa sabafundi bayo.
Nikela