Amereka kale anali dziko lomanga mtsogolo. Nthawi zina boma limamanga mwachindunji: Ntchito zapagulu, kuchokera ku Erie Canal kupita ku Interstate Highway System, zidapereka msana wakukula kwachuma. Nthawi zina unkapereka chilimbikitso ku mabungwe abizinesi, monga ndalama zopezera malo kuti alimbikitse ntchito yomanga njanji. Mulimonsemo, panali thandizo lalikulu la ndalama zomwe zingatipangitse kukhala olemera.

Koma masiku ano sitidzayika ndalama, ngakhale kufunikira kuli kodziwikiratu ndipo nthawi yake singakhale bwino. Ndipo musandiwuze kuti vuto ndi "kukanika kwa ndale" kapena mawu ena olakwika omwe amafalitsa mlandu. Kulephera kwathu kuyika ndalama sikuwonetsa cholakwika ndi "Washington"; zikuwonetsa malingaliro owononga omwe atenga chipani cha Republican.

Mbiri ina: Zaka zoposa zisanu ndi ziwiri zadutsa kuchokera pamene kuphulika kwa nyumba kunaphulika, ndipo kuyambira pamenepo, America yakhala ikusunga ndalama zambiri - kapena molondola, ndalama zomwe zimafunikira - popanda kopita. Kubwereka kuti mugule nyumba kwapezako pang'ono, koma kumakhalabe kotsika. Mabungwe akupeza phindu lalikulu, koma amazengereza kuyika ndalama poyang'anizana ndi kufooka kwa ogula, kotero akusonkhanitsa ndalama kapena kubweza masheya awo. Mabanki akugwira pafupifupi $ 2.7 thililiyoni mkati nkhokwe zambiri - ndalama zomwe angapereke, koma sankhani kusiya ntchito.

Ndipo kusagwirizana pakati pa kusunga ndalama zomwe mukufuna ndi kufuna kuikapo ndalama kwachititsa kuti chuma chikhale chodetsedwa. Kumbukirani, ndalama zomwe mumagwiritsa ntchito ndi ndalama zanga ndipo ndalama zomwe ndimagwiritsa ntchito ndi zomwe mumapeza, choncho ngati aliyense ayesa kugwiritsa ntchito ndalama zochepa nthawi imodzi, ndalama za aliyense zimatsika.

Pali kuyankha kodziwikiratu pankhani imeneyi: ndalama za anthu. Tili ndi zosowa zazikulu za zomangamanga, makamaka m'madzi ndi zoyendera, ndipo boma limatha kubwereka motsika mtengo - makamaka, chiwongola dzanja pa ma bondi otetezedwa ndi inflation akhala akuipa nthawi zambiri (pakali pano ndi 0.4 peresenti yokha). Choncho kubwereka kuti amange misewu, kukonza ngalande ndi zina zimawoneka ngati zopanda pake. Koma zimene zachitika n’zosiyana kwambiri. Pambuyo podzuka mwachidule pambuyo poti kulimbikitsa kwa Obama kudayamba kugwira ntchito,ndalama zomangira anthu chagwera. Chifukwa chiyani?

Mwachindunji, kugwa kwakukulu kwa ndalama za boma kumasonyeza mavuto a zachuma m'maboma ndi maboma ang'onoang'ono, omwe amachititsa kuti anthu ambiri azigulitsa ndalama.

Mabomawa nthawi zambiri amayenera, malinga ndi malamulo, kulinganiza bajeti zawo, koma adawona kuti ndalama zikutsika ndipo ndalama zina zimakwera chifukwa chachuma. Choncho anachedwetsa kapena kuletsa ntchito yomanga yambiri kuti asunge ndalama.

Komabe izi sizinayenera kuchitika. Boma likadatha kupereka thandizo ku mayiko kuti liwathandize kugwiritsa ntchito ndalama - kwenikweni, ndalama zolimbikitsira zidaphatikizanso thandizoli, chomwe chinali chifukwa chachikulu chomwe anthu amasungitsira ndalama mwachidule. Koma GOP itayamba kulamulira Nyumbayi, mwayi uliwonse wopeza ndalama zambiri zogwirira ntchito udatha. Nthawi zina anthu aku Republican amalankhula za kufuna kugwiritsa ntchito ndalama zambiri, koma amaletsa njira zonse zoyendetsera Obama.

Ndipo zonse ndi malingaliro, chidani chochuluka ndi ndalama za boma zamtundu uliwonse. Udani uwu unayamba ngati kuwukira kwa mapulogalamu a chikhalidwe cha anthu, makamaka omwe amathandiza osauka, koma m'kupita kwa nthawi wakula mpaka kutsutsa mtundu uliwonse wa ndalama, ziribe kanthu momwe zingafunikire komanso mosasamala kanthu za momwe chuma chilili.

Mutha kuzindikira malingaliro awa pantchito m'malemba ena opangidwa ndi House Republican motsogozedwa ndi Paul Ryan, tcheyamani wa Komiti ya Bajeti. Mwachitsanzo, manifesto ya 2011 yotchedwa “Gwiritsani Ntchito Zochepa, Zochepa Zochepa, Kulitsani Chuma” adapempha kuti achepetse ndalama zowononga ndalama ngakhale atakhala ndi ulova wambiri, ndipo adawatcha "Keynesian" lingaliro lakuti "kuchepetsa ndalama zomwe boma limagwiritsa ntchito pazomangamanga kumachepetsa ndalama za boma." (Ndinkaganiza kuti izi ndi masamu chabe, koma ndikudziwa chiyani?) Kapena tengani mkonzi wa Wall Street Journal kuyambira chaka chomwecho mutu wakuti “The Great Misallocators,” ponena kuti ndalama zilizonse zomwe boma limagwiritsa ntchito zimapatutsa chumacho kuchoka ku mabungwe wamba, zomwe nthawi zonse zizigwiritsa ntchito bwino zinthuzo.

Musaiwale kuti zitsanzo zazachuma zomwe zimagwirizana ndi zonena zotere zalephera kwambiri m'machitidwe, kuti anthu omwe amanena zinthu zotere akhala akulosera za kukwera kwa mitengo yamtengo wapatali ndi kukwera kwa chiwongoladzanja chaka ndi chaka ndipo akulakwitsa; awa si mtundu wa anthu amene amalingaliranso maganizo awo mogwirizana ndi umboni. Musaiwale mfundo yodziwikiratu yoti mabungwe azinsinsi sapereka komanso sapereka mitundu yambiri ya zomangamanga, kuyambira misewu yakumaloko kupita ku zimbudzi; kusiyana kotereku kwatayika pakati pa kuyimba kwazabwino, zaboma zoyipa.

Ndipo zotsatira zake, monga ndidanenera, ndikuti America yasiya mbiri yake. Tikufuna ndalama za boma; panthaŵi ya chiwongola dzanja chochepa kwambiri, tinkakhoza kuchipeza mosavuta. Koma kumanga ife sitidzatero.

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