Umthombo: Kulamaxesha
Nangona ukunqongophala kokubonelela bekucingelwa njengoko uqoqosho lwehlabathi luphinde lwavulwa emva kwe-Covid-19 utshixo, zibonakalise ukuba zixhaphakile, kwaye zidlula kancinci, kunokuba bekulindelwe. Kuqoqosho lwemarike olulawulwa ubuncinci ngenxalenye yemithetho yokubonelela kunye nemfuno, umntu ulindele ukuba ukunqongophala kubonakaliswe kumaxabiso. Kwaye xa ukunyuka kwexabiso lomntu ngamnye kudityaniswa kunye, sikubiza oko ukunyuka kwamaxabiso, ngoku kumanqanaba angabonakali iminyaka emininzi.
Nangona kunjalo, eyona nkxalabo yam yeyokuba iibhanki ezingoovimba ziya kusabela ngokugqithisileyo, zinyuse inzala ngokugqithisileyo kwaye zithintele ukuchacha okusakhulayo. Njengesiqhelo, abo basezantsi kwesikali sengeniso baya kubandezeleka kakhulu kule meko.
Izinto ezininzi zigqamile kwidatha yamva nje. Okokuqala, izinga lokunyuka kwamaxabiso liye laguquguquka. Kwinyanga ephelileyo, abeendaba benza into enkulu 7% izinga lokunyuka kwamaxabiso ngonyaka eUnited States, ngoxa isilela ukuphawula ukuba umlinganiselo kaDisemba wawungaphezu kancinane kwesiqingatha somlinganiselo kaOktobha. Ngaphandle kobungqina bokunyuka kwamaxabiso, ulindelo lwemarike - lubonakaliswe kwi umahluko kwiimbuyekezo kwi-inflation-inflation-inflation kunye ne-inflation-inflation-indexed bonds - ziye zacinywa ngokufanelekileyo.
Omnye umthombo ophambili wokunyuka kwamaxabiso aphezulu ibe ngamaxabiso amandla, athe anyuka ngonyaka ahlengahlengiswayo izinga le 30% in 2021. Kukho isizathu sokuba la maxabiso angabandakanywanga kwi"undoqo wokunyuka kwamaxabiso.โ Njengoko umhlaba usuka kude kumafutha efosili - njengoko kufuneka unciphise utshintsho lwemozulu - ezinye iindleko zenguqu zinokwenzeka, kuba utyalo-mali kumafutha efosili lunokwehla ngokukhawuleza kunokonyuka kobonelelo. Kodwa into esiyibonayo namhlanje kukuziqhelanisa ze amandla entengiso yabavelisi beoyile. Zisazi ukuba iintsuku zabo zibaliwe, iinkampani zeoyile zivuna nayiphi na imbuyekezo ezisenako.
Amaxabiso aphezulu epetroli anokuba yingxaki enkulu yezopolitiko, kuba wonke umhambi ujongana nabo rhoqo. Kodwa lubhejo olukhuselekileyo ukuba xa amaxabiso epetroli abuyela kwinto eqhelekileyo yangaphambi kwe-Covid-19 Amanqanaba, awayi kuphembelela nakuphi na ukunyuka kwamaxabiso okushiyekileyo. Kwakhona, abakhi-mkhanyo bemarike abaphucukileyo sele beyiqonda le nto.
Omnye umba omkhulu ngamaxabiso eemoto ezisetyenzisiweyo, ezithe zaqaqambisa iingxaki zobugcisa ngendlela isalathiso samaxabiso omthengi esakhiwa ngayo. Amaxabiso aphezulu athetha ukuba abathengisi bangcono kubathengi be-vis-ร -vis. Kodwa isalathisi samaxabiso omthengi e-United States (ngokungafaniyo nakwamanye amazwe) sibamba kuphela icala lomthengi. Oku kukhomba esinye isizathu sokuba kutheni ukulindela ukunyuka kwamaxabiso kuye kwahlala kuzinzile: abantu bayazi ukuba amaxabiso aphezulu eemoto ezisetyenzisiweyo kukuchithwa kwexesha elifutshane elibonisa ukunqongophala kwe-semiconductor okwangoku kunciphisa ukunikezelwa kweemoto ezintsha. Siyayazi indlela yokwenza iimoto kunye neetshiphusi ngokunjalo namhlanje njengoko senzile kwiminyaka emibini edlulileyo, ke kukho isizathu esibambekayo sokukholelwa ukuba la maxabiso aya kuhla, nto leyo ebangela umlinganiselo. utyekelo.
Ngaphezu koko, xa kujongwe ukuba umlinganiselo omkhulu wokunyuka kwamaxabiso namhlanje uvela kwimiba yehlabathi - njengokunqongophala kwetshiphu kunye nokuziphatha kweenqwelo zeoyile - lubaxo olubi kakhulu ukugxeka ukunyuka kwamaxabiso kwinkxaso egqithisileyo yemali eMelika. Isebenza ngokwayo, iUnited States inokuba nefuthe elilinganiselweyo kuphela kumaxabiso ehlabathi.
Ewe, iUnited States inokwenyuka kwamaxabiso okungaphezulu kancinane kuneYurophu; kodwa iye yanandipha ulwando olomelele ngakumbi. Imigaqo-nkqubo yase-US ithintele ukwanda kobuhlwempu obekunokwenzeka ngenye indlela. Beqonda ukuba iindleko zokwenza okuncinane kakhulu beziya kuba nkulu, abenzi bomgaqo-nkqubo baseUnited States benza into efanelekileyo. Ngaphezu koko, okunye ukunyuswa kwemivuzo kunye nokunyuka kwexabiso kubonisa ukulungelelaniswa okunempilo kobonelelo kunye nemfuno. Amaxabiso aphezulu kufanele ukuba abonise ukunqongophala, ukuhambisa izixhobo kwakhona"Sombululaโ ukunqongophala. Azibonisi tshintsho kuqoqosho lwemveliso ngokubanzi.
Ubhubhani uye wabhenca ukunqongophala kokuqina kwezoqoqosho.โ"Iinkqubo ze-inventri zangexesha njeโ zisebenza kakuhle logama nje kungekho ngxaki yenkqubo. Kodwa ukuba u-A uyafuneka ukuvelisa u-B, kunye no-B ofunekayo ukuvelisa u-C, njalo njalo, kulula ukubona ukuba nokuphazamiseka okuncinci kunokuba nemiphumo engaphezulu.
Ngokufanayo, uqoqosho lwentengiso luthambekele ekungaziqhelanisi kakuhle notshintsho olukhulu njengokuvalwa okukufutshane okulandelwa kukuqalisa kwakhona. Kwaye olo tshintsho lunzima lweza emva kwamashumi eminyaka abasebenzi betshintshwa, ngakumbi abo basezantsi kwinqanaba lemivuzo. Akumangalisi ke ngoko ukuba iUnited States ifumene ingxaki"Ukurhoxa okukhulu,โ kunye nabasebenzi abashiya imisebenzi yabo ukuze bafune amathuba angcono. Ukuba isiphumo sokuthotywa konikezelo lwabasebenzi siguqulela ekunyukeni kwemivuzo, kuya kuqalisa ukulungisa amashumi eminyaka obuthathaka ukuya ekukhuleni komvuzo okungekho nyani (okulungelelaniswe nokunyuka kwamaxabiso).
Ngokwahlukileyo koko, ukungxamela ukuthomalalisa imfuno ngalo lonke ixesha imivuzo iqala ukunyuka yindlela eqinisekileyo yokuqinisekisa ukuba intlawulo yabasebenzi iyahlawulwa ngokuhamba kwexesha. Nge-US Federal Reserve ngoku ithathela ingqalelo isimo somgaqo-nkqubo omtsha, kubalulekile ukuqaphela ukuba amaxesha otshintsho olukhawulezayo lwesakhiwo ahlala efuna isantya esiphezulu sokunyuka kwamaxabiso, ngenxa yokuhla okuqinileyo kwemivuzo kunye namaxabiso (okuthetha ukuba oko kunyuka akufane kwenzeke ukwehla. ). Sikwixesha elinje ngoku, kwaye akufuneki sothuke xa ukunyuka kwamaxabiso kungaphezulu kweyebhanki enguvimba 2I-% ekujoliswe kuyo - izinga ekungekho sizathu soqoqosho.
Nayiphi na i-akhawunti enyanisekileyo yokunyuka kwamaxabiso akhoyo kufuneka ithwale i-disclaimer enkulu: Kuba asizange sidlule kwinto enje ngaphambili, asinakuqiniseka ukuba izinto ziya kuvelela njani. Kwaye asinakuqiniseka ngento emayenziwe ngokurhoxa okukhulu, nangona kungekho mathandabuzo amancinci okuba abasebenzi abasezantsi banokuninzi abanomsindo ngako. Abasebenzi abaninzi abasecaleni banokunyanzelwa ukuba babuyele emsebenzini emva kokuba imali yabo ebekelwe bucala iphelile; kodwa ukuba abanelisekanga, oko kunokubonakala kumanani emveliso.
Oku kuninzi esikwaziyo: Ukunyuka okukhulu kwibhodi yonke kwimilinganiselo yenzala lunyango olubi kakhulu kunesi sifo. Akufuneki sihlasele ingxaki yecala lokubonelela ngokunciphisa imfuno kunye nokwandisa intswela-ngqesho. Oko kunokuthoba izinga lokunyuka kwamaxabiso ukuba kuthathwe kude ngokwaneleyo, kodwa kuya konakalisa nobomi babantu.
Eyona nto siyifunayo koko kujoliswe kuko yimigaqo-nkqubo yolwakhiwo neyemali ejolise ekuvuleni imiqobo ekuboneleleni ngayo nasekuncedeni abantu ukuba bajongane neenyaniso zanamhlanje. Umzekelo, izitampu zokutya zabasweleyo kufuneka zifakwe kwi-index yexabiso lokutya, kunye nenkxaso yamandla (amafutha) kwixabiso lamandla. Ngaphandle koko, ngexesha elinye"uhlengahlengiso lokunyuka kwamaxabisoโ ukucuthwa kwerhafu kumakhaya amkela imivuzo ephantsi naphakathi kuya kubanceda kwinguqu yasemva kobhubhani. Inokuxhaswa ngemali ngokurhafisa irenti ye-oyile, itekhnoloji, amayeza, kunye nezinye iinkampani ezinkulu ezibulele abantu kule ngxaki.
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Nikela