Iqela likaPaulson kuNondyebo bampompa i-250 yeebhiliyoni zeedola kwiibhanki ezinkulu, bethenga isitokhwe sabo ngamaxabiso anyusiweyo becinga ukuba kuya kucenga abatyali-mali ukuba baqhubele phambili nemali yabo eyinkunzi. Endaweni yoko, abadlali bezemali abanobuqili baqonda ukuba uPaulson wayetshica umoya omkhulu, ezama ukugcina inkqubo enentetho enzima.
Nantsi into embi, inyaniso engekho semthethweni engayi kuvuma iWall Street okanye urhulumente: incopho yenkqubo yezemali yase-US iphukile - mhlawumbi i-$ 2 yezigidigidi kwiimpahla zemali ezibolileyo kwiincwadi. Akukho mntu waziyo, ngokuchanekileyo. Abagcini bebhanki abayi kuthetha, kwaye nabalawuli abayi kubuza, okanye ubuncinci bangabi nabuganga bakuxelela uluntu. Ukuthula okusemthethweni kondla ngokwendalo ukukholelwa ukuba iingxaki zebhanki zibi kakhulu kunokuba besixelelwe. I-Levy Economics Institute yeKholeji yaseBard ikubeka ngokucacileyo: "Kusenokwenzeka ukuba amaninzi kwaye mhlawumbi amaziko emali amaninzi angenamali namhlanje - kunye nomngxuma omnyama wexabiso elibi elinokuginya yonke i-700 yeebhiliyoni zeedola zikaPaulson kwi-gulp enye."
Ubungakanani bale ntlekele buchaza ukuba kutheni unobhala weSebe lezeMali kwafuneka alahle isicwangciso sakhe sokuqala sokuthenga imali-mboleko engaphumelelanga kunye nezinye iiasethi ezimbi kwiibhanki. Ukuba urhulumente uhlawule ixabiso lokwenyani kwezi asethi zingasenaxabiso, iibhanki kuya kufuneka zibhale phantsi ilahleko enkulu okanye, njengoko izazi ngezoqoqosho zeLevy zisitsho, "zazise kwihlabathi ukuba azinamatyala." Ngakolunye uhlangothi, ukuba uPaulson umpompa ixabiso lokuthenga phezulu ngokwaneleyo ukukhusela iibhanki kwilahleko, i-700 yeebhiliyoni zeedola "ziya kuthenga kuphela iqhekeza elincinci lezinto 'ezinenkathazo'."
UPaulson wayebanjiswe zezi meko (kunye neyakhe imendacity). Ngalo lonke ixesha ezama ukutshintsha iskripthi, abangaphakathi kwimarike baba noloyiko ngakumbi. ICongress ibambekile nayo. Ukwanjalo noMongameli-onyuliweyo u-Obama. Kwasekuqaleni kwale ngxaki, ubuxoki obubalulekileyo ekwabelwana ngabo ngabaphathi bempembelelo ibe yingcinga enqwenelekayo yokuba ungenelelo olukhawulezileyo ngeetoni zezimali zoluntu ngandlela thile luya kubuyisela inkqubo "kwisiqhelo" ngaphandle kokuphazamisa imigaqo yentengiso yasimahla. Iibhanki ezihlaziyiweyo ziya kuqalisa ukuboleka kwakhona kwaye zisikhokelela ekubuyiseni kwakhona. "Eqhelekileyo" ayizukwenzeka. Ukuba umongameli omtsha akayeki ukukhanyela kwaye enze isigqibo, ulawulo lwakhe luya kuchaphazeleka ngokuyingozi kwasekuqaleni.
U-Obama unokuqala ngokubhengeza "iholide yebhanki" njenge-FDR kwi-1933 - ithuba lokubeka amaqiniso anzima etafileni kwaye athathe ulawulo lwexeshana kuyo yonke inkqubo yezemali. Ukwenziwa kweebhanki zibe phantsi kolawulo kuvakala kungqongqo ngakumbi kunokuba kunjalo, njengoko umthetho weebhanki sele uxhobisa abalawuli ukuba babeke ulawulo olungaqhelekanga kunye nokubekwa kweliso kumaziko aneengxaki. Ukujongana neenyani kuya kuba buhlungu, kodwa kungcono kunokuqhubeka ne-charade ebiza kakhulu. Indlela kaPaulson, evunywe ngabaninzi beDemokhrasi, yenzelwe ukugcina iWall Street titans. Enyanisweni, uPaulson kunye ne-Federal Reserve benza izinto zibe zibi nakakhulu ngokudala amalungu amatsha eklabhu enelungelo "elikhulu kakhulu ukuba lingaphumeleli." Imali kawonke-wonke isetyenziselwa ukuxhasa ukuthathwa kwebhanki ezibhankini eziza kuba ngababhemo abatsha.
Isisombululo sangempela sithetha ukuvala amaziko angenathemba kunye nokudala inkqubo yentando yesininzi esekelwe kwiibhanki ezincinci ukuya kwiibhanki eziphakathi, abameli bezemali abancinci kwaye basondele kuqoqosho lwangempela lwabavelisi kunye nabathengi. Iziko leLevy licebisa ukuba ezinye iibhanki "zinkulu kakhulu ukuba zingagcina." Ukuba umongameli onyuliweyo ufuna uluvo olwahluke ngokupheleleyo kwisangqa sakhe sabacebisi be-orthodox, unokuqala ngohlalutyo olucacileyo lweziko "Ixesha lokukhupha iBail Out: Iindlela ezizezinye kwiSicwangciso sikaBush-Paulson," nguDimitri Papadimitriou kunye noRandall Wray. Umbono wabo yiKeynesian, kungekhona unqulo lwemarike. Bayaxoxa (njengoko Wesizwe kunye nabanye) ukuba ibheyile ibuyela umva. Endaweni yokonga iWall Street kuqala, urhulumente kufuneka anikele ngamandla akhe amakhulu ekuvuseleleni imisebenzi, imivuzo kunye namashishini amashishini. Iibhanki aziyi kulunga okanye ziqalise ukuboleka imali eqhelekileyo de kubekho ukuchacha kwezoqoqosho ngokubanzi.
Inkqubo yezemali, okwangoku, inokulawulwa kakhulu njengoko yayinjalo ngexesha loxinzelelo, kunye nabalawuli basusa iibhanki ezitshabaleleyo kwaye bazivala, babeka iibhanki ezineengxaki phantsi kolondolozo kunye nokubeka esweni ezinempilo ngokusondeleyo ukuthintela ukugqithisa. โUkuba siza kuwashiya evuliwe amaziko atshonayo, kubaluleke kakhulu ukuba sitshintshe okanye silawule ulawulo,โ liyacacisa iphephandaba leLevy. "Ishishini njengesiqhelo liya kuba yintlekele."
Phantsi kwezi meko, urhulumente anganikezela ngonyamezelo kwaye amisele izicwangciso zoshishino zokufunyanwa kancinci kwee-balance sheets. Endaweni yokuthenga izinto ezonakeleyo kwiibhanki, urhulumente unokuzivumela ukuba zihlale, mhlawumbi iminyaka eliqela, de uqoqosho luvuseleleke kunye nokubambisa okanye elinye iphepha letyala liphinde libe nexabiso. Oku kuya kuba โkwindawo yentlambululo-miphefumloโ yeebhanki ezinkulu, ukuzigcina zingakhuli ngokukhawuleza ngamalinge angenasihlahla. Abarhafi nabo abasayi kuphuma kwikhonkco; urhulumente kuzakufuneka achithe amakhulu eebhiliyoni ukuze ahlangule iingxowa-mali zomhlalaphantsi ezitshonileyo kwaye ahlawule idipozithi ezifakwe kwi-inshorensi kwiibhanki ezingaphumeleliyo.
Ukuvuselela uqoqosho kufuna imilinganiselo yokulondoloza ukunqanda ukopha, njengokumiswa kokuvalwa kwezindlu kunye nokuboleka imali kwishishini le-auto, kunye nokutsha okunyanzeliswayo. Njengecandelo lezemali, izigunyaziso zohlaziyo kufuneka zikhaphe naluphi na uncedo kumashishini aneengxaki. Musa ukuxhasa ngokuziphatha okubi ngakumbi ngoosomashishini okanye uncedise iinkampani ezithumela imisebenzi yase-US kunye nemveliso phesheya. Kwimeko kaDetroit, iWashington ingcono ukuyifumana ngokubhaliweyo - ikhontrakthi enyanzeliswayo yokubuyisela imali yethu ukuba i-auto industry ayizisi.
UMongameli-onyuliweyo u-Obama, ngokuqinisekileyo, akakwazi ukwenza ngokuthe ngqo kuyo nayiphi na le micimbi ngaphambi kukaJanuwari 20. Kodwa i-Democratic Congress inakho, ekubeni uNondyebo akanakuchitha nayiphi na i-350 yeebhiliyoni ezizayo kwi-bailout fund ngaphandle kwemvume ye-Congressional. Umsebenzi wokuqala weCongress ukunqumla amanzi kaPaulson. Ummeli uDennis Kucinich, njengesiqhelo, uphume phambili efuna ukuba iCongress yale isicelo sikaPaulson kwangaphambili. Uyabona ukuba kutheni iWall Street isithiyile ezi zindululo. Akusekho mali yasimahla evela eWashington. Azisekho "iinkosi zendalo yonke." Unokusibona nesizathu sokuba abantu bonwabe.
UWilliam Greider ungumbhali, kutsha nje, "Umphefumlo wobungxowankulu" (uSimon & Schuster).
I-ZNetwork ixhaswa ngemali kuphela ngesisa sabafundi bayo.
Nikela