Kwemakumi emakore masangano emubatanidzwa anga achidzivirira, achirwira kuwana hutano hunokwanisika.
Zvinoonekwa nezvikonzero zvatinonzwa kubva kune vatinoshanda navo uye kunyangwe vamwe vatungamiriri vemasangano, vashandirwi pavanosundidzira kucheka kuinishuwarenzi yedu: "Zviri nani pane izvo zvisiri zvemubatanidzwa zvinowana." "At least tichine mazino." "Munhu wese ari kubhadhara zvakanyanya, saka isu tinofanira kudaro."
Munyika umo 11 muzana chete yevashandi inhengo dzemibatanidzwa, uye umo vatungamiriri vemapato makuru maviri vanoshora kutarisirwa kwoutano kunobhadhara mumwe chete, hazvishamisi kuti vakuru vakuru nevakuru vakuru veinishuwarenzi vanowana zvavanoda.
Asi kuUnited Electrical, Radio, uye Machine Workers (UE), mubatanidzwa wandiri mutungamiri waro, tiri kuedza kushandura simba iroro. Tiri kushanda kugadzira maturusi nemazano ekuti tiende kunogumbura.
Chikamu chikuru cheizvozvo kushandura hurukuro panguva yekontrakiti nezve zvatinokurudzira uye izvo zvakanaka. Nekuita izvi hatisi kungowana mhedzisiro yekukurumidza, asi zvakare kukudziridza munhengo yedu pfungwa itsva yakajairika nezvehutano hwehutano uye kuti inopihwa mari sei.
Isu tinoziva kuti hutano hwepasirese hunofanirwa nemunhu wese hauhwinwe muchitoro chimwe chete - asi isu tiri kuisa hwaro hwekuisa zvibodzwa zvedu kumusoro muhondo dzinouya dzinogona kuunza vashandi pamwe chete cheni yese kana nharaunda.
MAZHIRO ANOKOSHA
Tinotenda kuti hutano ikodzero yemunhu. Isu tinozviita kuti zvive zvechokwadi nemisimboti yezvatinoronga:
- Mushandirwi haagone kuita unilateral shanduko kune dhizaini yehurongwa, vanopa, kana mari inobhadharwa nevashandi.
- Chero mushandi manejimendi yeinishuwarenzi yehutano inofanirwa kuitwa panguva yebasa.
- Nhengo dzine sarudzo dzadzo dzevanopa mishonga.
- Panofanira kunge pasina mafomu ekuzadza. Zvinyorwa zvehurongwa zvinofanira kuva nyore kutevera.
- Kuwedzerwa kwemitengo hakufanirwe kubviswa kubva kumushandi kuenda kuvashandi.
- Kukodzera kweinishuwarenzi yehutano hakugone kutsamira pamamiriro ekubvakacha kana chinzvimbo chebasa (senge zita rebasa, maawa ebasa, kana mubhadharo).
Isu tinogona kusawana ese aya misimboti, asi iwo akasimba zvinangwa zvekupfura. Kuzviwana kunorerutsira vashandi mari uye kushushikana mupfungwa. Nhengo hadzifanirwe kunetseka zvakanyanya nezvezvido zvavo zvehutano zvemhuri dzavo. Hazvisi izvo zvinhu zvakanaka zvekubvunza here?
CHII CHINOKOSHA CHII?
Mumakore mashoma apfuura, takatanga kuwedzera imwe nheyo:
- Kubviswa kwemubhadharo wevashandi kunofanirwa kuenderana nechikamu che mari yaunowana, kwete muzana ye shoma.
Ngatitii iwe unobhadhara imwe muzana yemari yeinishuwarenzi yehutano, semuenzaniso 5 muzana. Izvi zvinoreva kuti zvishoma zvauri kuita, iyo yakawanda yemari yako inodyiwa neinishuwarenzi.
Ndiyo yakanyanya kudzoreredza mitero-uye usaite chikanganiso, premium yekuchengetedza hutano mutero, ingave tiri kubhadhara hurumende kana kambani yeinishuwarenzi. Mushure mezvose, hutano harisi basa rekusarudza. Ikodzero yakakosha, sedzidzo yeruzhinji.
Kune zvimwe zvitoro zveEU, kunyanya muVermont, uko nhengo dzinobhadhara maprimiyamu pachiyero chinotsvedza. Izvo zvishoma zvaunoita, zvinoderedza chikamu chepremium yaunobhadhara. Iyi sisitimu inobatsira vashandi vane muhoro wakaderera, kunyangwe ichiri kupfupika pane yakanakisa sisitimu - chikamu chemari yaunowana, ine yakaderera kana isina co-kubhadhara kana kumberi kubviswa.
Mainishuwarenzi anoda vashandi vane muhoro wakaderera kuti vatakure hupfumi hwehurongwa - kuti isu tisazonyatso shandisa inishuwarenzi, havazofanira kubhadhara mubhadharo kune vanopa, uye vanogona kuramba vachitora mapremium mwedzi wega wega. Vashandirwi vanoisawo imwe yemari iyi mari.
Makore matatu apfuura ndakanga ndiri munhaurirano nedunhu rechikoro cheMassachusetts. Mushandirwi akaronga kuti nhengo dzedu, dzakanga dziri vashandi vebasa rezvokudya uye vachengeti, vabhadhare 50 muzana yemiripo yadzo. Mushure mezvose, vashandi vetaundi vanga vachibhadhara makumi mashanu muzana emutengo wemakumi emakore.
Mubatanidzwa wakabatanidza chikumbiro chepamhepo chekupokana nechikumbiro ichi, uye mharidzo inoratidza kuti ingani muzana yemari inomiririrwa - yevashandi vezvekudya, vachengeti, vadzidzisi, maneja, uye superintendent.
Musiyano wacho waishamisa. Vashandi vezvechikafu vakasarudza chirongwa chemhuri vangave vachishandisa inopfuura 80 muzana yemari yavo yeinishuwarenzi yehutano, nepo vatariri vachibhadhara 11 muzana chete. Dare rechikoro rakanga risati rambotarisa inishuwarenzi youtano nenzira iyoyo.
Mushandirapamwe wedu wakaunza maonero aya kwete chete kukomiti nenhengo dzedu pachedu, asiwo kune vanobatana nemibatanidzwa uye veruzhinji. Takakunda nharo, uye nhengo idzodzo dzichiri kubhadhara zvishoma kudarika 50 muzana yemubhadharo.
ADD IT UP
Chimwe chezvishandiso zvakanakisa zvatakagadzira ongororo iyo nhengo dzinozadza nguva isati yasvika, ichiratidza kuti vakabhadhara marii pakuchengetedza hutano gore rapfuura. Izvi zvinosanganisira mapremium, deductibles, co-pays, co-insurance, zvese. Mari yacho inowedzerwa, yozopatsanurwa nemubhadharo wegore negore wenhengo, kuti vaone kuti ndeipi chikamu chemubhadharo wavo wakaenda kuhutano.
Tinoshandisa nhamba idzi kutanga nhaurirano nenhengo pamusoro pemari yavanobhadhara uye kuti vanofunga kuti masabhuku anobhadhara zvikamu zvipi. Nguva dzose kana iwe ukawedzera, dhiri yauinayo inowedzera kutapira. Ongororo idzi dzinounza nhaurirano huru pamusoro pehutongo uye iyo 1% maringe ne99%.
Neongororo idzi komiti yenhaurirano inogona kuziva chokwadi kuti zvikumbiro zvemushandi zvichabhadhara nhengo. Iyo komiti ine data rakaoma pamabatiro ekusimudza kumusoro kunobviswa, kana yekuwedzera mari yekubhadhara zvinodhaka kana kushanya kwekamuri rekukurumidzira.
Paunoudza mushandirwi kuti chikumbiro ichi chinoreva kuti dzimwe nhengo dzichabhadhara imwe $2,500 pagore, uye iwe unogona kunyatso tsanangura kuti sei, irwo ruzivo rune simba. Inoisa chiso chemunhu pane izvo sabhuku ari kuronga kuita-uye dzimwe nguva kunyangwe mabatiro azvinozoita vana venhengo. Inomutsawo imwe nyaya yekururamisira. Nei mumwe mushandi achifanira kubhadhara mugove mukuru kwazvo, nemhaka bedzi yokuti ane rombo rakaipa muzvirwere zvake?
Kutaura nyaya idzi pakati penhengo kunovaka kubatana kwakasimba. Vanhu vanoda kurwira avo vashandi pamwe navo vanozonyanya kurova zvakanyanya. Kusarurama uye kubatana neavo vari kubatwa zvisina tsarukano zvinokurudzira zvine simba.
VANOSHANDISA VANHU VANORIRA MUMWE CHETE?
Imwe nhanho muhurongwa hwedu hwekutaurirana ndeyekukumbira mushandirwi kusaina tsamba kudare reparamende, achitsigira kurapwa kweanobhadhara mumwe chete.
Isu tinokurukura iyi pfungwa nenhengo kutanga toiita chikamu chezvatinoda. Isu tinozviita kusimbisa kubatana pakati pezvatiri kurwira mukondirakiti uye mhinduro yezvematongerwo enyika yatinozoda. Sezvo vashandirwi vari ivo chipingamupinyi chikuru kune mumwe-mubhadhari, isu tichafanirwa kuvamanikidza kuti vatsigire.
Mushandirwi anoramba kusaina tsamba yedu nguva dzose. Kana vashandi vakanzwa kuti kambani inoramba kugamuchira zvikumbiro zvedu zveyamuro, inoramba kudzoka pakusundidzira zvimwe zvibvumirano, uye inoramba kutsigira imwe-mubhadharo system iri nani (uye isingadhure), inosimbisa nhengo zvakanyanya kurwisa. shure.
Matambudziko ane chekuita nekubhadhara "percentage yepremium" haasi kuenda. Kusarurama kuri kuramba kuchiwedzera. Sezvo maprimiyamu achikwira uye kusaenzana kwemari kunowedzera, kuwedzera kumwe chete muzana kuri kutora chikamu chikuru uye chakakura chemubhadharo wako.
Iyo sisitimu yaunoita kuti vashandi vabhadhare yakawanda uye yakawanda yemari yavo yeinishuwarenzi gore rega rega haina kugadzikana. Iyo Affordable Care Act haina kumbogadzirwa kuti ive nemari kana kubatsira vashandi vane inishuwarenzi isingadhuri. Mibatanidzwa inofanira kuramba ichirwira kugadzirisa zvematongerwo enyika โ hurongwa hwemuripo mumwe chete.
Asi panguva ino, patafura yekutaurirana, isu tinofanirwa kuenderera mberi - kudzivirira kuwana kwenhengo kune hutano husingadhuri, kuvagadzirira kurwisa sabhuku panyaya iyi, uye nekuisa hwaro hwekurwa kwakakura kuita hutano. kodzero yemunhu.
Matanho eKugadzira Kurwira Kwehutano
- Dzidzisai nekubatanidza nhengo.
- Ita zvikumbiro zveruzivo rwakakwana. Ziva chaizvo izvo mushandirwi ari kubhadhara kukambani yeinishuwarenzi yehutano. Kana vari kuyedza kushandura inishuwarenzi yako, iwe unozoda ruzivo rwakawanda.
- Sangana nemapoka anotsigira anobhadhara mumwechete.
- Kuridza muridzo pachena kumaboss achiedza kuvhara vhara.
- Target insurer uye vemutemo. Ita kuti komiti yekukurukurirana iende kunoshanyira kambani yeinishuwarenzi. Kuda kusangana neMukuru wepamusoro nezvekuti iyo yakakura sei premium inowedzera ichakanganisa nhengo dzako. Endai kudare reparamende uye kuna gavhuna, zvakare-uye ita kuti vezvenhau vazive nezvazvo. Unogona kuwana kushambadza kukuru.
- Dzvanya vashandirwi kusaina kune anobhadhara mumwe chete.
UE's PowerPoint presentation uye toolkit yekutaurirana munharaunda pamusoro pehutano hwehutano inowanikwa pa labourforsinglepayer.org or ueunion.org. Kuti uwane rumwe ruzivo taura neEU, [email inodzivirirwa] Kana 412-471-8919.
Peter Knowlton ndiye mutungamiri mukuru weUnited Electrical, Radio, uye Machine Workers of America.
ZNetwork inopihwa mari chete kuburikidza nerupo rwevaverengi vayo.
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