Kuchokera Mwamsanga: June 17, 2009
Contact: Alan Barber, (202) 293-5380 x115
Lingaliro lopatsa maulamuliro owongolera mphamvu zothetsa mabungwe omwe si akubanki ndikusintha kothandiza. Mphamvu zoterezi zikanathandizira kwambiri zoyesayesa za owongolera kuthana ndi kugwa kwa Bear Stearns, Lehman Brothers, ndi AIG.
Dongosololi liyeneranso kupititsa patsogolo kuthetseratu njira zowongolera zomwe zimalola makampani kufunafuna owongolera omwe alibe mphamvu. Zikadakhala zabwino kuti ziphatikizeponso mtundu wina wa kuphatikizana kwadziko pakuwongolera ma inshuwaransi, koma zikadakumana ndi zitsutso zazikulu zandale.
Zofunikira kuti hedge funds ndi ndalama zaumwini zilembetsedwe ndi SEC ndi sitepe yopita patsogolo poyera, ngakhale kuti sizikudziwika kuti ndi zochuluka bwanji, ngati zilipo, zomwe zidzaperekedwa kwa anthu. Kufuna kuti zotumphukira zizigulitsidwa kudzera m'nyumba zoyeretseranso kulepheretsanso nkhanza zina m'derali. Komabe, zikadakhala kwabwino kuti agulitse malonda ndi kuti zida zosagwirizana ndi muyezo zilepheretsedwe kwambiri. Izi zitha kukhala kupindula kwina pakuwonetsetsa komanso kupangitsanso kutsika kwa ndalama zogulira.
Mfundo zosinthira chipukuta misozi ndizothandizanso, koma zikuyenera kuwonedwa momwe izi zingagwiritsire ntchito bwino kusintha machitidwe okhazikika.
Pali madera ena omwe lingalirolo silikuchitapo kanthu zodziwikiratu, mwina makamaka mwa kusayang'ana mwachindunji mkangano wa chidwi womwe umakhalapo kampani ikalemba ntchito ndikulipira bungwe lowongolera kuti liwonere nkhani zake. Mkanganowu ukanatha kuchotsedwa popanga gulu loyima palokha (monga masheya) kusankha bungwe loyang'anira. Ngati chigamulo cholemba ntchito chichotsedwa ku kampaniyo, ndiye kuti bungwe loyang'anira ndalama silingakhale ndi chilimbikitso kuti lisapereke kuwunika moona mtima kwa zomwe amalipira.
Komabe, vuto lalikulu ndi malingaliro owongolera a Obama ndikuti amathandizira malingaliro akuti tinali ndi vuto lachuma makamaka chifukwa tinali ndi dongosolo losakwanira lowongolera m'malo molephera owongolera. Nkhani yaikulu yavutoli sinali yakuti akuluakulu olamulira analibe mphamvu zothetsera tsokali nthawi isanathe. M'malo mwake, owongolera - makamaka a Fed - adasankha kuti asagwiritse ntchito mphamvu zawo kuwongolera kuwira kwanyumba.
Kukambitsirana kwa nkhani zachuma kwagwira ntchito kwambiri kubisa pakati pa kuwira kwa nyumba kumavuto. Kukadapanda kukhala osinthana ndi ngongole, ngongole zobwereketsa, kapena ngongole za subprime ndi Alt-A, koma kuwira kwa nyumba kukadakula mpaka $8 thililiyoni, tikadakhala mumkhalidwe wofanana wachuma womwe tilimo lero.
Ntchito yomanga nyumba ikadagwa chifukwa chakuchulukirachulukira pamsika wanyumba ndipo kugwiritsidwa ntchito kukadatsika chifukwa chakutayika kwa chuma chapakhomo cha $8 thililiyoni. Mavuto azachuma omwe amabwera chifukwa cha kulephera kwa malamulo amasokoneza chithunzicho, koma chithunzi chake ndi chosavuta kwambiri cha kugwa komwe kumapangitsa kuti kufunikira kuchuluke.
Andale ndi owongolera ali ndi chidwi chachindunji kuwonetsa zovutazi ngati zotsatira za zida zowongolera zosakwanira m'malo mwa owongolera omwe alephera, chifukwa owongolera omwe alephera ayenera kuchotsedwa ntchito. Komabe, posawerengera owongolera omwe alephera, malingaliro okonzanso awa akukhazikitsa maziko avuto lotsatira.
Ngakhale dongosolo lowongolera bwino silingagwire ntchito ngati owongolera sagwira ntchito yawo. Sadzakhala ndi chilimbikitso kuti agwire ntchito yawo ngati palibe zotsatira za kulephera
M'nkhaniyi, tawona kulephera koopsa kwa kayendetsedwe ka kayendetsedwe kake. Izi zili ngati dalaivala woledzera wa basi yasukulu yemwe amapha anthu onse omwe amakwera nawo akuyendetsa magalimoto omwe akubwera ndipo palibe amene amayankha mlandu. Uthenga wopita kwa olamulira amtsogolo ndichifukwa chake, kungoyenda limodzi ndi mphamvu zomwe zili (ie makampani azachuma) ndipo simudzavutika ndi zotsatirapo zoyipa.
ZNetwork imalandira ndalama kudzera mu kuwolowa manja kwa owerenga ake.
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